Benefits of SBI Card PRIME Advantage: Why It's the Best Choice

Posted by  Fintra , updated 2023-06-15

Benefits of SBI Card PRIME Advantage: Why It's the Best Choice

Are you in the market for a new credit card? Look no further than SBI Card PRIME Advantage. This credit card offers a range of exclusive rewards and benefits that make it stand out from the competition. From cashback on dining and entertainment to complimentary airport lounge access, find out why SBI Card PRIME Advantage is the best choice for you. 

Benefits of SBI Card PRIME Advantage 

Welcome Gift

The SBI Card PRIME Advantage is the perfect credit card for you because of its numerous benefits. You will receive an SMS to choose from a variety of e-voucher options within 15 days of paying your annual fees, and the e-voucher will be sent instantly to the registered mobile number or email ID within 5 days of your request. One of the best features of this card is the ability to obtain a Welcome e-Gift Voucher worth Rs. 3000 from any of the popular brands like Bata, Hush Puppies, Pantaloons,, and Shoppers Stop. With this card, you can enjoy exclusive discounts and offers on travel and shopping, as well as earn reward points for every purchase you make. Plus, with the ability to redeem your points online at popular retailers like Yatra and Shoppers Stop, you can save even more on your purchases.

PRIME Rewards

If you're looking for a credit card that offers great rewards for your everyday spending, look no further than the SBI Card PRIME Advantage. With this card, you can earn 20 Reward Points for every Rs. 100 spent on standing instructions of Utility Bills payments, with a monthly cap of 3,000 Reward Points. This means you can gain rewards quickly and easily, while also enjoying the convenience of automatic bill payments. You can even earn 10 Reward Points for every Rs. 100 spent on dining, departmental stores, grocery, and movie spendings. Earn 2 Reward Points per Rs.100 on all other retail spends except fuel.

Milestone Benefits

The SBI Card PRIME Advantage credit card offers a Pizza Hut e-Voucher worth Rs. 1000 on achieving spends of Rs. 50,000. Obtain a waiver of renewal fee on annual spends of Rs. 3 Lakhs, and get E-Gift Voucher worth Rs. 7,000 from on achieving annual spends of Rs. 5 Lakhs.

Trident Privilege Membership

SBI Card PRIME Advantage’s one vital perk is the complimentary Trident Privilege Red Tier Membership, which provides access to exclusive discounts and offers at participating hotels and resorts. With this card, you can enjoy a luxurious travel experience without breaking the bank. Get exclusive welcome points of 1,000 upon registration, 1,500 Bonus Points on the first stay, additional Rs. 1,000 hotel credit on an extended night stay, 10% instant saving on bookings via the hotel website, and obtain 10 points for every Rs. 100 spent during the stay at participating hotels.

Club Vistara Membership

The SBI Card PRIME Advantage is an excellent credit card option for those who are looking for exclusive benefits and perks. This offer is specifically designed for primary cardholders, ensuring that you receive the maximum benefits and rewards. Get complimentary Club Vistara Silver membership, 1 Upgrade Voucher, and avail 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

Lounge Access

The SBI Card PRIME Advantage offers Priority Pass, which gives you access to exclusive airport lounges around the world. Get 4 complimentary visits every year to International Priority Pass Lounges (max. 2 visits per quarter) and 8 complimentary visits per year to Domestic VISA/Mastercard Lounges in India (max. 2 visits per quarter).

Birthday Benefit

As a birthday benefit, SBI Card PRIME Advantage enables you to can earn 20 Reward Points for every Rs. 100 spent on your birthday, with a cap of 2000 Reward Points per calendar year. This means you can enjoy even more benefits and perks just for using your card on your special day!

Mastercard/Visa/American Express Privileges



American Express

Fees of SBI Card PRIME Advantage 

The annual fee is Rs. 2,999, and the renewal fee per annum is Rs. 2,999 from the second year onwards. 

Eligibility of SBI Card PRIME Advantage

Age: The applicant should be above 21 years of age.

Income: The applicant should have a regular and stable income. The minimum income required to apply for this card should be Rs. 25,000 or over Rs. 75,000 per month.

Credit Score: The applicant should have a good credit score. A credit score of 750 or above is usually preferred by most credit card issuers, including SBI Card.

Nationality: The applicant should be a resident of India. 

How to apply for SBI Card PRIME Advantage?

If you meet the above eligibility criteria, you can apply for the SBI Card PRIME Advantage through the following steps:

The required documents for the SBI Card PRIME Advantage may vary depending on the applicant's profile, but typically include the following:

Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, etc.

Address Proof: Aadhaar Card, Passport, Driving License, Electricity Bill, etc.

Income Proof: Salary slips, Income Tax Return (ITR), Form 16, Bank statements, etc.

To apply for this card, you need to meet certain eligibility criteria and submit the required documents. You can apply for the SBI Card PRIME Advantage through the SBI Card website or by visiting any SBI branch.


In conclusion, the SBI Card PRIME Advantage is a premium credit card that provides exclusive benefits and privileges to its users. It has been designed for travellers, shoppers, and movie lovers. The credit card offers various perks that include lounge access, welcome bonus, reward points, birthday benefits and more. You can also get an e-gift voucher worth Rs. 3,000 from top brands upon joining.