5 Top Axis Bank Credit Cards in India 2023
Posted by Fintra , updated 2023-04-27
One of the top banks in India, Axis Bank offers a range of credit cards that have been crafted to cater for the varied needs and preferences of its users.
Fintra below presents some of the Top 5 Axis Bank Credit Cards.
The Top 5 Axis Bank Credit Cards in India 2023
Axis Bank MY ZONE Credit Card
Axis Bank My Zone Credit Card has been created for keeping students in mind. It offers various benefits like getting cashback on dining, movies, and online shopping. This card will be a great choice for students who desire to acquire rewards and benefits on their daily expenses, along with building their credit history.

Features of Axis Bank My Zone Credit Card:
- Avail 100% discount on the second movie ticket at Paytm Movie
- Within the first 30 days of card issuance, on making the first spends using the card, get SonyLiv Premium annual subscription worth Rs. 999
- Avail 40% off on food delivery at Swiggy
- Get 1 complimentary access to domestic airport lounges per calendar quarter
- At AJIO on a minimum spend of Rs. 2999 get up to Rs. 1000 off
- Get flat 600 off at AJIO on minimum spends of Rs. 2000
- Gain 4 EDGE reward points on every Rs. 200 spent using the credit card
- Convert any transactions of Rs. 2,500 and above into EMIs
- Under the Dining Delights program, get up to 15% off at partnered restaurants in India
- Get a fuel surcharge waiver of 1% at fuel stations across India
IndianOil Axis Bank Credit Card
IndianOil Axis Bank Credit Card, a co-branded credit card, is specially designed for those who frequently use the Indian Oil petrol pumps. They can earn rewards and benefits on fuel expenses, and get an instant discount on movie tickets booked through the Bookmyshow website/app.

Features of IndianOil Axis Bank Credit Card:
- Welcome Benefits include earning 100% cashback up to Rs. 250 on the first fuel transaction done with the card within the first 30 days of card issuance
- Earn up to 4% cashback on fuel purchases by getting 20 reward points for every Rs. 100 spent at Indian Oil petrol pumps
- Get 1% value back on online shopping by gaining 5 reward points per Rs. 100 spent
- Get a fuel surcharge waiver of 1%
- Get an annual fee waiver by spending more than Rs. 50,000 in a year
- Avail instant discount up to 10% on movie tickets booked through Bookmyshow app/website
- Gain 1 EDGE reward point on Rs. 100 spent using the credit card
- Under the Dining Delights program, enjoy up to 15% off at partnered
Axis Bank Reserve Credit Card
Axis Bank Reserve Credit Card, a superior credit card, is designed for high-net-worth people who are seeking to enjoy exclusive lifestyle benefits and privileges. Due to providing a wide range of benefits across various categories, this card will be a versatile choice for those who relish travel, fine dining, golf, and more.

Features of Axis Bank Reserve Credit Card:
- 8 complimentary VIP Assistance Services. Services include assistance across airport processes
- 4 complimentary chauffeured luxury airport pick-ups/drops
- Unlimited complimentary international lounge visits for primary and add-on cardholders, and avail Priority Pass membership, which gives 12 complimentary visits for accompanying guests
- Unlimited complimentary domestic lounge visits for primary and add-on cardholders. Get 12 complimentary guest visits for accompanying guests
- Enjoy complimentary Club ITC Culinaire membership that offers numerous benefits at ITC hotels
- Complimentary Accorplus membership
- Complimentary Handcrafted Club Marriott Asia Pacific membership which offers a 20% discount on food and beverage and a 20% discount on the best available rates at the participating Marriott hotels in India and on weekend rates in the Asia Pacific
- Exclusive offers at Oberoi hotels and resorts: 15% savings on room-only rates and room with breakfast rate or third night complimentary, and 50% savings on the best available rates on suites
- 15% savings at Postcard hotels. Get a 15% discount on the best available room rate, anytime check in and check out, and a complimentary lifestyle consultation
- Gain 50 complimentary golf rounds every year at the best golf courses in India
- Complimentary membership of the EazyDiner Prime dining program in which one can save up to 25% at participating premium restaurants
- Purchase one movie ticket and get up to Rs. 500 discount on the second ticket for a maximum of 5 times in a month on BookMyShow. Purchase 1 non-movie ticket and obtain up to Rs. 1000 off on the second ticket for a maximum of 5 times in a month
- With the Extraordinary Weekends feature, relish the curated unique experiences across the globe
- On card activation and renewal, gain 50,000 reward points
- Gain 15 Edge Reward Points per Rs. 200 spent
- Acquire 2X Reward Points on all international spends
- Annual fee of Rs.50,000+ taxes gets waived off if you spend Rs. 25 Lakhs in the preceding year
- Reduced mark-up of 1.5% on international transactions
- No cash withdrawal charges
- Obtain a fuel surcharge waiver of 1% on transactions between Rs. 400 to Rs. 4000
- Acquire Insurance benefits which include purchase protection of Rs. 2 Lakhs, counterfeit/lost card liability up to the credit limit, loss/delay in baggage and personal documents cover of 500 USD, and credit shield cover of Rs. 5 Lakhs
Axis Bank Atlas Credit Card
The Axis Bank Atlas Credit Card is invented for frequent travelers who desire to earn rewards and benefits on travel expenses. Cardholders can even enjoy a range of other benefits in various categories as well. This card's versatile set of benefits will make your travels more enjoyable and rewarding.

Features of Axis Bank Atlas Credit Card:
- Welcome Benefits include getting 5000 EDGE Miles upon making the first transaction using the card within 30 days from the date of card setup
- Become an exclusive Silver membership tier and enjoy a host of benefits. As you spend more in its anniversary year, your membership tier gets upgraded
- Unlock more benefits in Gold and Platinum tier memberships. Moreover, in an anniversary year, when spendings touch Rs. 7.5L, get upgraded to the Gold tier; when spendings go beyond Rs. 15L, get upgraded to the Platinum tier
- Every tier has a base earn of 2 EDGE Miles per Rs. 100 spent along with accelerated earns of 5 EDGE Miles per Rs. 100 spent on the TRAVEL EDGE portal, direct airlines, and direct hotel spends
- The special anniversary gift includes receiving up to 10,000 EDGE Miles on completion of a year
- The Milestone Benefits include getting up to 17,500 EDGE Miles on achieving the Spends Milestone
- Earn 5 EDGE Miles for every Rs 100 spent on travel spendings
- Earn 2 EDGE Miles for every Rs 100 spent on other spending
- Complimentary international and domestic airport lounges access
- Complimentary airport concierge service and airport pick-up service
- Enjoy the Miles Transfer Program
- 24*7 Concierge Desk
- Via the EasyDiner get up to 25% discount up to Rs. 800 on dining restaurants in India
Flipkart Axis Bank Super Elite Credit Card
The Flipkart Axis Bank Super Elite Credit Card, a co-branded credit card issued by Axis Bank in association with Flipkart Internet Pvt Ltd, has been designed for regular shoppers on Flipkart and other online platforms. This card offers a range of rewards and benefits, which enables cardholders to save money on their shopping and dining expenses.

Features of Flipkart Axis Bank Super Elite Credit Card:
- Upon card activation get 500 SuperCoins
- For 2 months enjoy the trial membership of YouTube Premium
- Get the trial subscription of Gaana Plus for 3 months
- Avail 1 Year Membership of Lenskart Gold
- Enjoy extra Rs. 500 off on Myntra select styles
- Enjoy 15% off on Domestic Flight bookings through the Flipkart Flights
- Get additional 12 SuperCoins per Rs. 100 spent on Flipkart by plus members
- Earn additional 6 SuperCoins per Rs. 100 spent on Flipkart by non-plus members
- Avail 2 Supercoins per Rs. 100 on all other spends
- The Annual Fee of Rs. 500 from the second year onward can be waived on making annual spends more than Rs. 2,00,000
Conclusion
The above credit cards are simply a few examples of what Axis Bank has to offer. Each one has unique features and benefits, thus, it's vital to select the one that best fits your spending habits and lifestyle. Do note the popularity and features of all credit cards can change over time, hence, it is vital to review the terms and conditions of each credit card before applying for it. Before opting for a card do check on the Axis Bank website or ask a financial advisor for updated information on the credit card offerings.