13 Best Axis Bank Credit Cards in India 2025
In India, Axis Bank is one of the premier banking institutions that offer a wide range of financial services, which include credit cards, too. Over time the bank has transformed to be a major credit card issuer in the nation. Ranging from entry-level to premium categories, Axis Bank Credit Cards cater to the requirements of various individuals. For example, one can find some credit cards solely focused on travel, shopping, rewards, or cash back. Some of them provide a variety of benefits such as fuel surcharge waivers, discounts on dining and shopping, complimentary movie tickets, free access to domestic and international airport lounges, and many more.
In this blog, Fintra presents some of the features and benefits of the top 13 Axis Bank Credit Cards in India for 2025.
Following are the Top 13 Axis Bank Credit Cards in India you must own in 2025:
Axis Bank ACE Credit Card
In India, Axis Bank ACE Credit Card is known to be one of the best cashback credit cards. The card offers the highest cashback of around 5% on specific brands and categories, 1.5% on all other transactions, and 4% cashback on Ola, Zomato, and Swiggy. In comparison to the facilities it offers, the credit card's annual fee is fairly low. Axis Bank ACE Credit Car is best for those seeking a good value-back credit card.
Following are some of the highlights of the Axis Bank ACE Credit Card:
- Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
- Get 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
- Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 15% off at 4000+ partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
To know more about the card please click here.
Flipkart Axis Bank Credit Card
In India, Flipkart Axis Bank Credit Card is claimed to be the best cashback credit card as it unlocks a world where there're rains of cashback with every transaction! Users can obtain up to 5% cashback on Flipkart, Myntra and other partnered websites along with 1.5% flat cashback on all other spendings. It's believed after Axis Bank ACE Card that offers 2% cashback, Flipkart Axis Bank Credit Card has the second-highest flat cashback rate in the market. Since it's a co-branded card, it provides the best benefits inclined towards Flipkart and its partnered merchants. With accelerated cashback ranging from various categories like travel, shopping, entertainment and lifestyle, with this card there’s no limit to what you can earn.
Following are some of the highlights of the Flipkart Axis Bank Credit Card:
- Welcome Benefits: Rs. 600 worth of joining and activation benefits
- Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits - Flipkart/Swiggy: a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card b. Avail 50% instant discount up to Rs. 100 on first Swiggy order
- Avail unlimited 5% cashback on Flipkart spends
- Avail unlimited 4% Cashback on Preferred Merchants
- Avail unlimited 1% Cashback on other eligible categories
- 4 complimentary lounge visits to select airport lounges within India per Calendar year
- 1% fuel surcharge waiver on all fuel transactions in India
- On any transaction over Rs. 2,500, convert the purchases into EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Annual fee will be waived off on annual spends greater than Rs. 3,50,000
To know more about the card please click here.
Axis Bank Neo Credit Card
Axis Bank Neo Credit Card, one of the most affordable credit cards, has been designed for frequent online shoppers because it provides discounts on BookMyShow, Amazon, Myntra, Paytm and more. The card can also be used for dining out, ordering food, paying bills, and obtaining entertainment benefits. One phenomenal aspect of Axis Bank Neo Credit Card is that it provides a 40% discount on Zomato. This card is generally considered best for singles, small families, and students.
Following are some of the highlights of the Axis Bank Neo Credit Card:
- Obtain an Amazon gift voucher worth Rs. 250, a Zomato Voucher worth Rs. 200, a Blinkit voucher worth Rs. 250, and a Pharmeasy subscription for 6 months by using the card for spends within 30 days of issuance
- Avail 40% discount on food delivery at Zomato. The maximum discount is capped at Rs. 120 per order. This offer is applicable on a minimum spend of Rs. 200, and users can avail it up to twice a month
- Obtain 5% cashback on mobile recharges/electricity bill payments/DTH Recharges done via the Paytm app. The maximum cashback is capped at 150 per month. Users can avail the cashback once a month
- Get 10% off on Blinkit, up to Rs. 250 off on minimum spennds of Rs. 750. This is valid once every month
- Avail 10% discount whenever shopping at Myntra on a minimum purchase value of Rs. 500
- Get 10% discount on every movie ticket brought on BookMyShow with maximum monthly benefits of up to Rs. 100
- Get up to 15% off on dining at partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
- Get EDGE REWARDS points when making transactions and use them to redeem for 500+ rewards and offers. Earn 1 point on every Rs. 200 spent using the card
- Zero Lost Card Liability
- For MasterCard Cardholders, they can visit the MasterCard Shop Perks website to avail exciting cashback on popular brands
To know more about the card please click here.
Axis Bank My Wings Credit Card
With Axis Bank My Wings Credit Card, travel smartly as it provides special features relating to air, railway, and road travel. This card offers exhilarating benefits and features for every traveller. Cardholders can get complimentary two base fare flight tickets, access to airport lounges, cashback offers on IRCTC, bus tickets, railway tickets and domestic flights.
Following are some of the highlights of the Axis Bank My Wings Credit Card:
- One can redeem 2 complementary base fare flight tickets
- Get up to 15% off on dining at partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
- Get complimentary domestic airport lounge access
- Obtain up to 20% cashback on bare-fare domestic flight bookings.
- One can benefit from cashback on tickets booked on the IRCTC website. Get a Rs. 20 discount every time a ticket gets booked through the card. The maximum cashback per transaction one can get is Rs. 25, and the maximum annual benefits per cardholder can get is Rs. 200
- Now travel easy with hotel and holiday vouchers that are worth Rs. 10,000:
a. Get Rs. 500 cashback on booking any domestic return flight ticket and Rs. 1,500 cashback on booking any international return flight ticket
b. Get Rs. 1,000 cashback on booking any hotels in India, Nepal, and Bhutan on a minimum booking value of Rs. 7,000 and Rs. 1,500 cashback on international hotel bookings of Rs. 7,000 and above
c. Get Rs. 2,500 cashback on domestic holidays worth Rs. 20,000 and above, and get Rs. 3,000 cashback on booking any international holidays on a minimum booking value of Rs. 20,000 and above
- Get cashback by booking bus tickets- obtain Rs. 100 on bus ticket bookings
- Get cashback by renting cars in India- Obtain flat Rs. 400 per car booking
- Get a 1% surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 4000
- Get EDGE REWARDS points when making transactions and use them to redeem for 500+ rewards and offers. Earn 4 points on every Rs. 200 spent using the card
To know more about the card please click here.
Axis Bank SELECT Credit Card
Axis Bank SELECT Credit Card, a premium credit card, is best suited for those who desire to obtain multi-dimensional benefits in shopping, lifestyle, travel, and other categories. You will even get a complimentary Amazon e-voucher and exclusive online discounts on groceries and food.
Following are some of the highlights of the Axis Bank SELECT Credit Card:
- Welcome benefits include getting 10,000 EDGE REWARD Points worth Rs. 2000 on the first card transaction to be done within 30 days of card issuance
- Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
- Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
- 12 complimentary International Airport Lounge access via Priority Pass Membership
- 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
- 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
- Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
- Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
- Get 10 Axis EDGE points on every Rs. 200 spends
- Get 2X per Rs. 200 on ‘Retail Shopping’ spends
- Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
- Explore curated experiences from across the world with Extraordinary Weekends
- 1% fuel surcharge refund on fuel transactions
- Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
To know more about the card please click here.
Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Signature Credit Card, a co-branded credit card launched with Vistara Airlines, is claimed to be one of the best travel cards in India. It offers various benefits like complimentary Club Vistara Silver membership, complimentary airport lounge access, premium economy ticket, and insurance benefits. Apart from this, the card even offers reward benefits on all purchases. Cardholders will earn Club Vistara points on eligible spendings as well.
Following are some of the highlights of the Axis Bank Vistara Signature Credit Card:
- As a welcome gift, get complimentary Premium Economy Class ticket voucher
- Complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
- Explore curated experiences with Extraordinary weekends
- Explore curated experiences from across the world with Extraordinary weekends
- Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
- Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
- Convert transactions of Rs. 2,500 or more into EMI
- Avail a 1% fuel surcharge waiver on fuel transactions at fuel stations in India
To know more about the card please click here.
Axis Bank My Zone Credit Card
The Axis Bank My Zone Credit Card provides various benefits across entertainment, shopping, and dining. The card offers benefits on some of the top brands like Swiggy, Paytm Movies, and Ajio. The card also provides complimentary annual SonyLiv membership and complimentary airport lounge access.
Following are some of the highlights of the Axis Bank My Zone Credit Card:
- Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance
- Get flat Rs. 120 off on food delivery at Swiggy
- 1 complimentary access to select airport lounges within India per Calendar quarter
- Earn 4 EDGE REWARD points with every Rs. 200 spent on the credit card
- 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
- On any transaction over Rs. 2,500, convert these purchases to EMI
- Indulge in delectable cuisines up to 15% off at partnered restaurants in India
- Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
To know more about the card please click here.
Axis Bank Magnus Credit Card
With Magnus, embrace the luxuries of life. Get to enjoy premier benefits on air travel, and hotel stays, which have been handcrafted just for you.
Following are some of the highlights of the Axis Bank Magnus Credit Card:
- Welcome Offer: Choose any one voucher worth Rs. 12,500 from Luxe Gift Card, The Postcard Hotel gift voucher, or Yatra gift voucher
- As of 20 April'24, the complimentary end-to-end meet and greet services at the airport have been discontinued
- Unlimited complimentary international airport lounge visits and 8 additional guest visits per year with Priority Pass Card (Guest visits have been revised to 4 per year w.e.f 20 April’24)
- Unlimited domestic airport lounge visits to selected lounges
- Up to 15% off on International and Domestic Oberoi and Trident Hotels
- Buy one ticket and get up to Rs. 500 off on the second ticket on BOOKMYSHOW (This has been discontinued w.e.f 20 April’ 24)
- Avail up to 40% discount at over 4000 restaurants in India
- Avail purchase protection, lost card liability programs, and more: Counterfeit/lost card liability up to credit limit; Purchase protection of up to Rs. 2 Lakhs; Loss/Delay in baggage and Personal Documents cover up to 500 USD; Credit shield of Rs. 5 Lakhs
- Annual fee of Rs. 12,500 + Taxes waived off on spending Rs. 25 Lakhs in the proceeding year
- Fuel surcharge waiver of 1% for transactions between Rs. 400 to Rs. 4000
- Avail 12 EDGE REWARD points per Rs. 200 on spends up to Rs. 1.50 Lakhs and 35 EDGE REWARD points per Rs. 200 on incremental spends above Rs. 1.50 lakhs in a calendar month
- Get 5X Reward points on spends via Travel eDGE
- Get 2 partner miles for every 5 edge Reward points across 20 travel partners. Do note that customers holding the new Magus Credit Card for Burgundy will get up to 4 partner miles for every 5 eDGE Reward points across 20 travel partners
To know more about the card please click here.
Axis Bank Reserve Credit Card
Axis Bank Reserve Credit Card is enriched with a host of best-in-class privileges and uncontrolled indulgences. It's created to make every journey special, the card will delight its user every step of the way because when it arrives to the cardholder, luxury always leads the way.
Following are some of the highlights of the Axis Bank Reserve Credit Card:
- Get 8 complimentary VIP Assistance Services at the airport
- Get 4 complimentary chauffeured luxury airport transfers every year
- Unlimited complimentary international airport lounge access for primary and add-on cardholders along with Priority Pass membership, 12 complimentary visits in a year for accompanying guests
- Unlimited complimentary domestic airport lounge access for primary and add-on cardholders, 12 complimentary visits in a year for accompanying guests
- Complimentary Club ITC Culinaire membership with numerous benefits at ITC hotels such as the following:
a. Get a complimentary third night stay
b. Get 50% savings on published room tariff for suites on weekends
c. Get 25% Green Points on food and beverage spending
d. Avail bouquet of 10 certificates and more
- Complimentary Accorplus membership that offers the following benefits with multiple benefits:
a. Avail 1-night complimentary stay in the Asia Pacific region
b. Get a complimentary room upgrade
c. Avail up to 50% discount on dining
d. Get a complimentary lunch buffet for 2 in all Accor Hotels in India
- Get complimentary Handcrafted Club Marriott Asia Pacific membership that offers a 20% discount on food and beverage and a 20% discount on the best available rates at the participating Marriott hotels in India and on weekend rates in the Asia Pacific
- Get exclusive offers at Oberoi hotels and resorts. One can have 15% savings on room only rate and room with breakfast rate or third night complimentary, and 50% savings on the best available rates on suites
- Enjoy 15% savings at Postcard hotels. The benefits include getting a 15% discount on the best available room rate, anytime you can check in and check out, and a complimentary lifestyle consultation
- Get 50 complimentary golf rounds every year at premium golf courses in India
- Avail complimentary membership of the EazyDiner Prime dining program in which you can save up to 25% at participating restaurants across India
- Buy one movie ticket and get up to Rs. 500 discount on the second ticket for a maximum of 5 times a month on BookMyShow. Moreover, purchase 1 non-movie ticket and obtain up to Rs. 1000 off on the second ticket for a maximum of 5 times a month
- With the Extraordinary Weekends feature, enjoy specially curated unique experiences across the globe
- Get 50,000 reward points on card activation and renewal
- Get 15 Edge Reward Points per Rs. 200 spent
- Earn 2X Reward Points on all international spends
- The annual fee of Rs.50,000+ taxes will get waived off by spending Rs. 25 Lakh in the preceding year
- Enjoy the reduced mark-up of 1.5% on international transactions
- There are no cash withdrawal charges
- Get a fuel surcharge waiver of 1% on transactions between Rs. 400 to Rs. 4000
- Get Insurance benefits that include counterfeit/lost card liability up to the credit limit, purchase protection of Rs. 2 Lakhs, loss/delay in baggage and personal documents cover of 500 USD, and credit shield cover of Rs. 5 Lakhs
To know more about the card please click here.
Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card is claimed to be an airline agnostic travel credit card invented to benefit individuals on every travel they make. With this card, one can enjoy exclusive travel benefits and much more.
Following are some of the highlights of the Axis Bank Atlas Credit Card:
- As the welcome benefit, obtain 5000 EDGE Miles upon the first transaction on the ATLAS credit card within 30 days from the date of card setup. (Do note this will be applicable for all credit cards sourced from 20th April 2024 onwards)
- Upon becoming an ATLAS Credit Cardholder, you will join the exclusive Silver membership tier. Your tier upgrades based on how much you spend in your anniversary year
- Unlock additional benefits in Gold and Platinum tier memberships
- In an anniversary year, when touching Rs. 7.5L of spends, get upgraded to the Gold tier and when spending beyond Rs. 15L, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
- Annual Benefit: Avail up to 10,000 EDGE Miles on completion of a year. Do note that 1 EDGE Mile is equal to Rs 1
- Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone. Do note that 1 EDGE Mile is equal to Rs 1
- Earn 5 EDGE Miles on Travel per Rs 100 spend
- Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
- Domestic & International Lounge Access
- Concierge Services
- Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
- Dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card
- 1% fuel surcharge waiver
To know more about the card please click here.
Airtel Axis Bank Credit Card
Airtel Axis Bank Credit Card opens doors to a world of privileges and benefits because it provides exclusive offers, cashbacks, and other added delights.
Following are some of the highlights of the Airtel Axis Bank Credit Card:
- Get a welcome gift that includes Amazon eVoucher worth Rs. 500
- Avail up to 25% cashback on spends done via the Airtel Thanks app
- Get 10% cashback on utility bill payments
- Get 10% cashback on Zomato, Swiggy, and bigbasket
- Get 1% cashback on all other retail spends
- Get 4 complimentary domestic airport lounge access per year
- Avail 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 15% discount at over 4,000 restaurants in India
- Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
- Get the annual fee waived by doing annual spends greater than Rs. 2,00,000
To know more about the card please click here.
SpiceJet Axis Bank Voyage Black Credit Card
SpiceJet Axis Bank Voyage Black Credit Card welcomes you aboard to enjoy the essence of a premium lifestyle accompanied by amazing rewards for a delightful travel experience. You can earn SpiceClub Points on every purchase and enjoy a huge variety of other benefits.
Following are some of the highlights of the SpiceJet Axis Bank Voyage Black Credit Card:
- As a welcome benefit, get a SpiceJet flight voucher worth Rs. 4,000
- Get complimentary SpiceClub Gold membership on card issuance, and complimentary SpiceJet add-on vouchers worth Rs. 7500
- Gain up to 28 SpiceClub Points for every spend of Rs. 200 on the SpiceJet mobile application and website
- Gain up to 12 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment
- Gain 6 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions
- Earn 4000 SpiceClub Points on achieving annual spends of Rs. 2 lakh
- Avail 6000 SpiceClub Points on achieving annual spends of Rs. 4 lakh
- Get 2000 SpiceClub Points on every renewal of the card
- Get 8 complimentary domestic airport lounge access every year
- 1% fuel surcharge waiver on all fuel transactions in India
- Get up to 25% off once per month at over 4,000 restaurants in India
- Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
To know more about the card please click here.
SpiceJet Axis Bank Voyage Credit Card
SpiceJet Axis Bank Voyage Credit Card welcomes you aboard with amazing rewards to have a delightful travel experience. One can earn SpiceClub Points on spends and get a variety of other benefits.
Following are some of the highlights of the SpiceJet Axis Bank Voyage Credit Card:
- As a welcome gift, get a SpiceJet voucher worth Rs. 1,500
- Obtain complimentary Spice Club Silver Membership
- Gain up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on the card spends) for every spend of Rs. 200 on the SpiceJet mobile application and website
- Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment
- Gain 3 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions
- Earn 2000 SpiceClub Points on achieving annual spends of Rs. 1 lakh
- Avail 3000 SpiceClub Points on achieving annual spends of Rs. 2 lakh
- Get 1000 SpiceClub Points on every renewal of the card
- Get 4 complimentary domestic airport lounge access every year
- 1% fuel surcharge waiver on all fuel transactions in India
- Get up to 15% off, up to Rs. 500, once per month at over 4,000 restaurants in India
- Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
To know more about the card please click here.
Conclusion
Amongst other top banks in India, Axis Bank is also one of the major credit card issuers along with being popular for its great offerings. Right from premium to very basic cards, one will find all types of credit cards ranging from diverse categories in Axis Bank’s portfolio. Since Axis Bank has several credit cards, it can get hard for individuals to go through all the benefits and features of all the cards to pick the best one. Thus, in this blog, Fintra has highlighted all the details about the top Axis Bank Credit Cards. Now, you can simply read, compare them, and select the right one.
