Open any AU Small Finance Bank Savings Accounts through the new Video Banking Facility!
AU Small Finance Bank is India’s largest Small Finance Bank, providing various banking solutions to cater to any individual’s necessities. In today times, Savings Accounts serves as a basic necessity because by owning them, one can fuel all its dreams and ambition and save part of its earnings for the future. The bank offers AU Small Finance Bank Savings Account, AU Small Finance Bank Salary Account, AU Small Finance Bank Senior Citizen Savings Account, AU Small Finance Bank Women Savings Account, AU Small Finance Bank Digital Savings Account, AU Small Finance Bank Kids Savings Account, AU Small Finance Bank NRI Savings Account, AU Small Finance Bank Student Savings Account, AU Small Finance Bank Institution Savings Account, and AU Small Finance Bank ABHI Savings Account. With the creation of various savings accounts provided by AU Small Finance Bank, it is assured one of them will meet the specific requirements of individuals.
Each of these accounts offers higher interest rates and monthly interest payouts. Moreover, belonging to the digital era, all these accounts have been crafted in a specialized way- it involves an easier process to open a savings account anywhere by using their innovative new Video Banking facility.
In this blog, Fintra will highlight each of the AU Small Finance Bank's savings accounts to enhance your knowledge:
- AU Small Finance Bank Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank Salary Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank Institution Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank Senior Citizen Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank Women Savings AccountFeatures, Benefits, and Eligibility Criteria
- AU Small Finance Bank Kids Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank NRI Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank Student Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank ABHI Savings Account Features, Benefits, and Eligibility Criteria
- AU Small Finance Bank Digital Savings Account Features, Benefits, and Eligibility Criteria
AU Small Finance Bank Savings Account Features, Benefits, and Eligibility Criteria
AU Small Finance Bank Savings Account strives to provide its users with a hassle-free and holistic banking experience by offering the best-in-class features. This account acts as a powerful financial tool as it opens the doors to several financial services and opportunities, which will enable one to grow its wealth. In general, a Savings Account is termed to be one of the most liquid products, enabling one to manage its funds and bills with ease while developing the habit of saving. The bank's flagship AU Small Finance Bank's Savings Account has a high interest-bearing Savings Account, which is created to provide superior banking experiences with numerous added benefits, making it an ideal option for any individual's needs.
Features and Benefits of AU Small Finance Bank's Savings Account
- Earn high-interest rates, up to 7%, and get monthly interest payouts into the account
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- There's a dedicated Relationship Officer who will act as the single point of contact across all banking and financial needs
- Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. Through the app, one can also book flights, hotels, and cabs, recharge mobile, and apply for numerous products and services
- It has extended banking hours- one may visit any AU Bank branch till 6 pm
- Avail a Visa Gold Debit Card that provides enhanced insurance coverage, purchase protection, and 1000+ offers and discounts in leading brands in India
- Avail the benefit of meeting the account balance requirement either through savings balances or with Fixed Deposits
- Deposit funds into the account without using a deposit slip
- Enjoy doorstep banking services that include cash/cheque pick-up or delivery services
- AU Small Finance Bank offers various financial products such as lockers, Mutual Funds, Insurance, Demat, and asset products
Eligibility Criteria of AU Small Finance Bank's Savings Account
An individual who resides in India and is 18 years or above possessing the necessary KYC documents can open an AU Small Finance Bank Savings Account.
To open AU Small Finance Bank's Savings Account please click here.
AU Small Finance Bank Salary Account Features, Benefits, and Eligibility Criteria
For most working individuals, the primary bank account to have is a Salary Account. As a working professional, the Salary Account will mostly be the center of all the financial activities. Apart from an individual's salary to be credited to this account, it can also use this account to transfer funds, make investments, and spend on day-to-day expenses. However, wouldn't it be a delight if the Salary Account offers something more? Well, there's good news- by opening an AU Small Finance Bank Salary Account, one will also be unlocking a host of additional benefits such as insurance benefits, competitive interest rates, and a free Debit Card.
Features and Benefits of AU Small Finance Bank Salary Account
- Earn high-interest rates, up to 7%, and get monthly interest payouts into the account
- The AU Small Finance Bank Salary Account has been customized to suit every salaried professional. One can now cherish having zero balance savings account with a complimentary debit card
- There's a dedicated Relationship Officer who will act as the single point of contact across all banking and financial needs
- Get assistance and advice with tax advisory and filings
- Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. Through the app, one can also book flights, hotels, and cabs, recharge mobile, and apply for numerous products and services
- AU Small Finance Bank's digital-first approach and extensive network of banking touchpoints enables you to get in touch with the bank whenever the need arises
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- Avail a Visa Gold Debit Card that provides enhanced insurance coverage, purchase protection, and 1000+ offers and discounts in leading brands in India
- AU Small Finance Bank offers various products & services: The products are lockers, Demat, Mutual Funds, Insurance, and Loans
- Deposit funds into the account without using a deposit slip
- Avail a host of other services such as additional insurance coverage on the debit card with increased cash deposit limits
Eligibility Criteria of AU Small Finance Bank Salary Account
Individuals can open an AU Small Finance Bank Salary Account if they're an on-roll employee of a firm empanelled for the salary relationship with the bank.
To open AU Small Finance Bank Salary Account please click here.
AU Small Finance Bank Institution Savings Account Features, Benefits, and Eligibility Criteria
At times it can be very challenging to manage the finances of an institution. Thus, AU Small Finance Bank has specifically designed the AU Small Finance Bank Institution Account to offer a seamless banking experience to institutions that will make money management hassle-free. This comprehensive account can ensure that the individual pays heed to other vital things while running an institution. The AU Small Finance Bank Institution Account also provides a customer-centric approach that matches the evolving market demands, it also offers flexibility, high-interest rates, monthly interest payouts, Cash Management Solutions, and dedicated relationship managers. This savings account is specifically invented to uplift non-profit entities such as Trusts, Associations, Clubs, NGOs, Hospitals, Educational & Research Institute, Section 8 Companies, and various other similar entities.
Features and Benefits of AU Small Finance Bank Institution Savings Account
- Earn high-interest rates, up to 7%, on the AU Small Finance Bank Institution Savings Account
- Receive monthly interest payouts on the funds
- There's a dedicated Relationship Officer who will act as the single point of contact across all banking and financial needs
- Enjoy the customized and tailor-made banking solutions that include cash management solutions for managing the payables and receivables efficiently
- Get additional benefits such as CSR activities and advisory services
- Avail the convenience of digital banking, which also offers facilities like making bulk payments
- Enjoy free cash deposit and withdrawal limits in any branch with no home-branch concept
- Get preferential Fixed Deposit rates and enhanced liquidity by using the bank's Overdraft facilities on the deposits
- One can use AU 0101 App or AU 0101 NetBanking to carry out various tasks right from the comfort of the home or office
- By opening an AU Small Finance Bank Institution Savings Account, one will receive a Platinum Debit Card, which has multiple offers and added benefits
- The bank will manage the accountholder's cash flows by assisting the individual to grow its money by investing in various investment products
Eligibility Criteria of AU Small Finance Bank Institution Account
AU Small Finance Bank Institution Savings Account can be opened if the individual falls under one of these as per RBI Guidelines:
- Development of Women and Children in Rural Areas (DWCRA)
- Primary co-operative credit societies which are financed by banks
- Registered and unregistered self-help groups (SHGs) that promote the habit of saving among people
- Village industries and Khadi board
- Trusts, associations, clubs, charitable hospitals, NGOs, and certain companies are eligible as per RBI guidelines
- Government bodies, departments, agencies formed as grants or subsidies granted for the implementation of varied schemes verified and sponsored by central or state government
- Committees formed by the agriculture produce market
To open AU Small Finance Bank Institution Account please click here.
AU Small Finance Bank Senior Citizen Savings Account Features, Benefits, and Eligibility Criteria
The retirement stage of life is perceived to be the golden phase of everyone's life. By this time, our children get well settled, professional deadlines become history, and we finally can reap the benefits of all our hard work. During this stage, one can satisfy its travel desires, spend time with grandchildren, pursue hobbies, and if the body permits, some of us can learn some new skills. AU Small Finance Bank strives to make banking enjoyable and fruitful during this phase. For these reasons, the AU Small Finance Bank Senior Citizen Savings Account is invented to meet the requirements and aims of senior citizens. AU Small Finance Bank Senior Citizen Savings Account makes banking very convenient by offering perks such as high-interest rates, monthly interest payouts, extended banking hours, etc.
Features and Benefits of AU Small Finance Bank Senior Citizen Savings Account
- Earn high-interest rates, up to 7%, and receive monthly interest payouts
- There's a dedicated Relationship Officer who will act as the single point of contact across all banking and financial needs
- Get preferential interest rates on Fixed Deposits and earn a special 0.5% extra on the investments with the option of monthly and quarterly interest payout
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- Deposit funds into the account without using a deposit slip
- There's a dedicated senior citizen desk at every AU Small Finance Bank branch to which one can approach for a quick resolution of banking requirements
- As a senior citizen, get a flat 50% discount on Locker rentals
- Free tax advisory services are available for tax-related queries
- Upon opening this account, receive VISA Gold Debit Card that comes with special offers from the leading brands and provides enhanced insurance coverage
- Avail the benefit of meeting the account balance requirement either through savings balances or with Fixed Deposits
- Receive instant alerts of banking transactions for free
- Enjoy special benefits such as increased cash deposit limits along with additional insurance benefits
- Receive monthly newsletters
Eligibility Criteria of AU Small Finance Bank Senior Citizen Savings Account
An Indian citizen residing in India and is 60 years old or above can open an AU Small Finance Bank Senior Citizen Savings Account.
To open AU Small Finance Bank Senior Citizen Savings Account please click here.
AU Small Finance Bank Women Savings Account Features, Benefits, and Eligibility Criteria
As a woman, you overcome various challenges at work with ease and look after the family's needs. Hence, to assist a woman in excelling in every sphere, AU Small Finance Bank strives to be a banking partner, which will keep up with the drive, ambition, and goals of all its women account holders. Being India's best Small Finance Bank, the AU Small Finance Bank understands the need of building a financially stable future. Hence, the AU Small Finance Bank Women Savings Account will enable the women to achieve all of this and more through its numerous offerings, including high-interest rates, monthly interest payouts, extended banking hours, insurance benefits, increased cash deposits, and customizable features for added advantages.
Features and Benefits of AU Small Finance Bank Women Savings Account
- Earn high-interest rates, up to 7%, on the AU Small Finance Bank Women Savings Account
- Receive monthly interest payouts on the funds
- There's a dedicated Relationship Officer who will act as the single point of contact across all banking and financial needs
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. Through the app, one can also book flights, hotels, and cabs, recharge mobile, and apply for numerous products and services
- AU Small Finance Bank offers various products & services: The products include lockers, Demat, 2-in-1 Account, Mutual Funds, asset products & insurance
- Avail a Visa Gold Debit Card that provides enhanced insurance coverage, purchase protection, and 1000+ offers and discounts in leading brands in India
- It has extended banking hours
- Avail the benefit of meeting the account balance requirement either through savings balances or with Fixed Deposits
- Deposit funds into the account without using a deposit slip
- Receive instant alerts on the banking transactions
Eligibility Criteria of AU Small Finance Bank Women Savings Account
In order to open an AU Small Finance Bank Women Savings Account, the individual has to be a resident of India and a woman who is 18 years of age.
To open AU Small Finance Bank Women Savings Account please click here.
AU Small Finance Bank Kids Savings Account Features, Benefits, and Eligibility Criteria
As a parent, it's our prime ambition to build a stable financial future for our children; here is where the AU Small Finance Bank Kids Savings Account plays an essential role. Opening an AU Small Finance Bank Kids Savings Account for your child will enable you to build a sizable corpus in due time and make your child realize the value of money and disciplined savings. Along with high-interest rates and monthly interest payout, the account also provides fabulous offers on the Visa Gold AU Kids Account Debit Card, added insurance benefits, and family banking options.
Features and Benefits of AU Small Finance Bank Kids Savings Account
- Earn high-interest rates, up to 7% on the AU Small Finance Bank Kids Savings Account to manage the cash flows
- There are no account balance non-maintenance charges on the child’s account
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- One can set up a recurring fund transfer facility to the kid’s account hassle-free
- Enjoy 24x7 Banking facilities by using the AU 0101 App / NetBanking and Phone Banking
- Get the freedom and flexibility to customize the card’s limit for the child’s usage
- Upon opening this account, receive a VISA Gold Debit Card that unlocks 1000+ offers of leading brands, and it is issued to children above 10 years of age
- It has extended banking hours- one may visit any AU Bank branch till 6 pm
- Deposit funds into the account without using a deposit slip
- Avail various insurance benefits with the Debit Card such as card liability insurance, personal accident cover, and purchase protection
Eligibility Criteria of AU Small Finance Bank Kids Savings Account
If the child is a resident of India, under 18 years of age, and has government-issued KYC documents, then he/she can open an AU Small Finance Bank Kids Savings Account.
To open AU Small Finance Bank Kids Savings Account please click here.
AU Small Finance Bank NRI Savings Account Features, Benefits, and Eligibility Criteria
As the residency status in India changes to NRI, the banking and investment requirements also changes. Moreover, it is vital to have the right Savings Account for managing the funds and getting good returns. Therefore, opening an AU Small Finance Bank NRI Savings Account will be the next logical step to take. With the AU Small Finance Bank NRI Savings Account, enjoy some perks such as complimentary Tax Advisory Services, high-interest rates, monthly interest payouts, and Video Banking facility.
Types of AU Small Finance Bank NRI Savings Account
The AU Small Finance Bank NRI Savings Account isn't just limited to those shifting abroad, it also extends to all the existing non-resident Indians or Persons of Indian Origin. Depending on the banking needs, there are two types of NRI Savings Account to pick from:
- NRE Account (Non-Resident External Savings Account): The NRE Account is a fully repatriable account for foreign income. With this type of account, one can convert its income to Indian Rupees while earning interest and getting tax exemptions.
- NRO Account (Non-Resident Ordinary Savings Account): Looking for a Savings Account? Visit AU Small Finance Bank as they are offering an NRO Account as well for paying all the bills with ease.
The bank also offers NRE & NRO Non-Interest-bearing accounts for the NRI customers.
Features and Benefits of AU Small Finance Bank NRI Savings Account
- Earn high-interest rates, up to 7%, and get monthly interest payouts into the account
- Get complimentary domestic airport lounge access in India. It's powered by RuPay Platinum NRO Debit Card
- Avail a Hospi-Cash facility to assist in catering to the parents’ medical expenses in India
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- There's a dedicated Relationship Officer who will act as the single point of contact across all banking and financial needs
- Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. Through the app, one can also book flights, hotels, and cabs, recharge mobile, and apply for numerous products and services
- Receive Complimentary Tax Advisory service in India with the NRE or NRO Savings Account and manage the funds better
- AU Small Finance Bank offers various products & services: The products include lockers, Demat, 2-in-1 Account, Mutual Funds, asset products & insurance
- Use the Mandate Holder facility for letting a family member or friend in India for managing the account
- AU Small Finance Bank offers a range of investment products and protection solutions to assist the account holder to plan its finances, keeping its current and future needs in mind
- Avail a Visa Platinum NRE Debit Card that comes with enhanced insurance coverage and 1000+ offers and discounts in leading brands in India
- Receive monthly newsletters
- Enjoy unlimited digital payments- do transactions hassle-free with free digital payments RTGS/NEFT/IMPS
Eligibility Criteria for AU Small Finance Bank NRI Savings Account
For NRIs:
- Indian citizen living overseas for employment, education, business, or vocation
- Indian individual posted in the UN, or an official deputed abroad by the Indian Government or a public sector undertaking
- Indian national who is a mariner, who is stationed on an oil rig, or who works with a foreign-registered airline
For PIOs or OCIs:
- A person holding a foreign passport (conditions apply), who had been issued with an Indian passport in the past
- An individual who has a grandparent or parent of Indian citizenship lineage
- An Indian citizen's spouse or spouse of a PIO
To open AU Small Finance Bank NRI Savings Account please click here.
AU Small Finance Bank Student Savings Account Features, Benefits, and Eligibility Criteria
Regardless of age, an essential life skill involves understanding the value of money and the importance of financial stability. This is true for the hardworking students, who aim high and seek ways to achieve their goals. Therefore, the AU Small Finance Bank Student Savings Account assists to do exactly this. It offers high-interest rates, monthly interest payouts, and no minimum balance requirement. This Student Account enables to build a stable financial future so that you as a student can achieve every goal you have set. Do note that for a student who desires to open an AU Student Savings Account, its educational institution has to be empanelled with the AU Small Finance Bank.
Features and Benefits of AU Small Finance Bank Student Savings Account
- Earn high-interest rates, up to 7% on the AU Small Finance Bank Student Savings Account
- Receive monthly interest payouts to handle the cash flows better
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- The power-packed Debit Card provides complimentary access to domestic airport lounges
- Have 24x7 access to the funds through the AU 0101 App or AU 0101 NetBanking. Through the app, one can also book flights, hotels, and cabs, recharge mobile, and apply for numerous products and services
- Receive a RuPay Debit Card that comes with purchase protection and offers discounts and various offers of leading brands in India
- Access the account from any bank's branch and ATM network across the country. They also offer complimentary access to other bank ATMs
- Deposit funds into the account without using a deposit slip
- Invest the idle funds in AU Small Finance Bank's high interest-bearing Fixed Deposits
Eligibility Criteria of AU Small Finance Bank Student Savings Account
Those who are a resident of India and pursuing a course at a school, college, or university, are qualified to open an AU Small Finance Bank Student Savings Account. However, in the case of being a minor, the student must have a parent or guardian to operate the account till the applicant turns 18 years of age.
To open AU Small Finance Bank Student Savings Account please click here.
AU Small Finance Bank ABHI Savings Account Features, Benefits, and Eligibility Criteria
In today's fast-paced lifestyles, the demands of simplifying practically every task to save time and increase convenience have tremendously increased. Hence, AU Small Finance Bank makes banking fast, secure, and effortless by offering you its fully digital AU Small Finance Bank ABHI Savings Account. This account enables you to access banking services from anywhere you are. It's a Zero Balance Savings Account with instant banking facilities that also gives a Virtual Debit Card, free online money transfers, and monthly interest payouts.
Features and Benefits of AU Small Finance Bank ABHI Savings Account
- Earn high-interest rates, up to 7%, and get monthly interest payouts into the account
- Instantly within three minutes open AU Small Finance Bank ABHI Savings Account electronically by simply entering your Aadhaar number and PAN Card details
- No minimum balance required to maintain
- Transfer funds online through NEFT, IMPS, and UPI without any charges
- Avail a Virtual RuPay Debit Card with which one can carry out online transactions
- NetBanking and Mobile Banking facilities available
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- Conduct online transactions, such as utility bill payments and mobile recharges, instantly
- AU Small Finance Bank offers various financial products such as lockers, Mutual Funds, Insurance, Demat, and asset products
- Free unlimited IMPS/RTGS/NEFT fund transfers
Eligibility Criteria of AU Small Finance Bank ABHI Savings Account
An individual who's 18 years or above, and has the KYC documents, Aadhaar and PAN, can open an AU Small Finance Bank ABHI Savings Account.
To open AU Small Finance Bank ABHI Savings Account please click here.
AU Small Finance Bank Digital Savings Account Features, Benefits, and Eligibility Criteria
In today's fast-paced lifestyles, we are constantly seeking ways to simplify every task to save time and increase convenience. Hence, AU Small Finance Bank makes banking fast, secure, and effortless by offering you its fully digital AU Small Finance Bank Digital Savings Account. This account enables the account holder to access banking services from anywhere they are. It's a Zero Balance Savings Account with instant banking facilities which also gives a power-packed Debit Card, free transactions at other Bank ATMs, free online money transfers, and monthly interest payouts. The AU Small Finance Bank Digital Savings Account is a Full-KYC Savings Account that can be opened instantly with Video KYC, may anywhere you are and at any time.
Features and Benefits of AU Small Finance Bank Digital Savings Account
- Earn high-interest rates, up to 7%, and receive monthly interest payouts into the account
- There's no minimum balance requirement
- Avail a VISA Platinum Debit Card that comes with enhanced insurance coverage, purchase protection, and exciting offers and discounts in leading brands in India
- Have 24x7 access to the funds through AU 0101 App/NetBanking. Through the app, one can also book flights, hotels, and cabs, recharge mobile, and apply for numerous products and services
- It has extended banking hours- one may visit any AU Bank branch till 6 pm
- Now one doesn't have to visit a bank's branch for fulfilling any banking task. Get all the banking transactions and other service requests executed right from the convenience of home with the help of the Video Banking facilities
- Conduct online transactions, such as utility bill payments and mobile recharges, instantly
- Deposit funds into the account without using a deposit slip
- AU Small Finance Bank offers various financial products such as lockers, Mutual Funds, Insurance, Demat, and asset products
- Free unlimited IMPS/RTGS/NEFT fund transfers
Eligibility Criteria of AU Small Finance Bank Digital Savings Account
Those residing in India, have the necessary KYC documents issued by the Government, and are 18 years or above can open an AU Small Finance Bank Digital Savings Account.
To open AU Small Finance Bank Digital Savings Account please click here.
Conclusion
AU Small Finance Bank is a strong believer and strives to challenge the banking status quo and evolve with every individual's needs. Hence, by opening any one of the savings accounts described above it's assured you'll always enjoy a superior banking experience. So, what's the wait- get on your gadgets or visit the nearest branch to open any Savings Account in AU Small Finance Bank!
