AU Small Finance Bank Offers Various Home Loans- Learn their Features and Eligibility & Apply Online
One bank that provides various types of home loans in India is AU Small Finance Bank. At AU Small Finance Bank, one can obtain AU Small Finance Bank Home Purchase Loan, AU Small Finance Bank Home Construction Loan, AU Small Finance Bank Home Loan Balance Transfer, AU Small Finance Bank Home Improvement Loan, AU Small Finance Bank Home Top Up Loan, AU Small Finance Bank Loan Against Property, and AU Small Finance Bank Land Purchase & Construction Loan. In general, a home loan is the amount of money someone borrows from a lender, a bank or a money lending firm, at a certain home loan interest to be repaid on monthly basis in EMIs. As security, while obtaining a home loan, the property is kept with the money lending firm.
In this blog, Fintra will highlight the key features of AU Small Finance Bank's home loans that are as follows:
- AU Small Finance Bank Home Purchase Loan
- AU Small Finance Bank Home Construction Loan
- AU Small Finance Bank Home Loan Balance Transfer
- AU Small Finance Bank Home Improvement Loan
- AU Small Finance Bank Home Top Up Loan
- AU Small Finance Bank Loan Against Property
- AU Small Finance Bank Land Purchase & Construction Loan
AU Small Finance Bank Home Purchase Loan
AU Small Finance Bank brings you closer to purchasing your dream house in an easy and hassle-free manner. With AU Small Finance Bank Home Purchase Loan, owning a house becomes easier with speedy approvals, competitive rates, easy processing and minimum paperwork. This loan is for flats, houses or bungalows from builders, Development Authorities, and resale properties.
The Bank's Relationship Officers will guide through the Home Loan application procedures, and how to select the right home loan mix for the calculation of suitable Home Loan EMI value and tenure. Apart from this, the Bank will even provide exceptional post-disbursement services.
Eligibility for AU Small Finance Bank Home Purchase Loan
- The Applicant must be a resident of India
- Must be 18 years of age and above
- At the time of loan maturity, the applicant must not exceed 75 years of age
- The minimum tenure availed is one year and the maximum tenure that can be availed is for 20 years
- The minimum loan amount that can be availed is up to Rs 2 lakh
Benefits and Features AU Small Finance Bank Home Purchase Loan
- It has a wide branch network
- It has tax benefit- Section 24, 80EE & 80C
- AU Small Finance Bank Home Purchase Loan also offers Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
- AU Small Finance Bank Home Purchase Loan has the highest home loan eligibility
- There are various modes for making the payment
- Doorstep services are provided by an experienced staff
- The processing and disbursal of loans is quick
- AU Small Finance Bank Home Purchase Loan has an attractive rate of interest
- This loan is available for non-income proof customers, too
- AU Small Finance Bank Home Purchase Loan is a flexible home loan scheme
- It is easy to apply with minimal documentation
- For a convenient banking experience, the bank offers doorstep servicing
- There are no hidden charges
- Choice of tenure
- Have free and safe document storage
- This loan can be easily availed in rural India
AU Small Finance Bank Home Construction Loan
With AU Small Finance Bank Home Construction Loan, constructing your dream home has become easy and hassle-free. It involves speedy approvals, competitive rates, easy process, and minimum paperwork.
Eligibility for AU Small Finance Bank Home Construction Loan
- The applicant must be an Indian resident
- Must be 18 years of age and above
- At the time of loan maturity, the applicant must not exceed 75 years of age
- The minimum tenure availed is one year and the maximum tenure that can be availed is for 20 years
- Maximum loan amount provided is up to Rs. 500 lakh
The minimum loan amount for AU Small Finance Bank Home Construction Loan is up to 2 lakh with a tenure option of up to 20 years. AU Small Finance Bank Home Construction Loan is suited for salaried and self-employed.
Benefits and Features of AU Small Finance Bank Home Construction Loan
- It has a wide branch network
- It has tax benefit- Section 24, 80EE & 80C
- AU Small Finance Bank Home Construction Loan also offers Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
- It has the highest loan eligibility
- There are various modes for making the payment
- The experienced staff will provide doorstep services
- AU Small Finance Bank Home Construction Loan process and disbursal of it is quick
- AU Small Finance Bank Home Construction Loan has an attractive rate of interest
- This loan is available to non-income proof customers as well
- AU Small Finance Bank Home Construction Loan has a flexible loan scheme
- AU Small Finance Bank Home Construction Loan is easy to apply for with minimal documentation
- There are no hidden charges
- For a convenient banking experience, the bank offers doorstep servicing
- Choice of tenure
- Have free and safe document storage
- This loan can be easily availed in rural India
AU Small Finance Bank Home Loan Balance Transfer
Now one can reduce the burden of their existing loans by simply transferring them to AU Small Finance Bank and receive the benefits of getting lower EMIs with the AU Small Finance Bank Home Loan Balance Transfer product. By doing this one can save more funds and spend it the way they like. This product comes with speedy approvals, competitive rates, easy processes, and minimum paperwork.
Eligibility for AU Small Finance Bank Home Loan Balance Transfer
- The applicant must be a resident of India
- Must be 18 years of age and above
- At the time of loan maturity, the applicant’s age must not exceed 75 years
- The minimum tenure availed is one year and the maximum tenure that can be availed is 30 years for bank salaried and 20 years for cash salaried/SEP/SENP
- Minimum loan amount provided is up to Rs 2 lakh
- Maximum loan amount provided is up to Rs 500 lakh
- This financial product is suited for salaried and self-employed
Benefits and Features of AU Small Finance Bank Home Loan Balance Transfer
- It has a wide branch network
- It has tax benefit- Section 24, 80EE & 80C
- AU Small Finance Bank Home Loan Balance Transfer also offers Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
- It has the highest loan eligibility
- There are various modes for making the payment
- The experienced staff will provide doorstep services
- The AU Small Finance Bank Home Loan Balance Transfer process and disbursal of it is quick
- AU Small Finance Bank Home Loan Balance Transfer has an attractive rate of interest
- This product is available for non-income proof customers as well
- AU Small Finance Bank Home Loan Balance Transfer has a flexible loan scheme
- AU Small Finance Bank Home Loan Balance Transfer is easy to apply for with minimal documentation
- There are no hidden charges
- For a convenient banking experience, the bank offers doorstep servicing
- Choice of tenure
- Have free and safe document storage
- This loan can be easily availed in rural India
AU Small Finance Bank Home Improvement Loan
With AU Small Finance Bank Home Improvement Loan, easily convert and upgrade one's house into a contemporary home and a comfortable living space. You can avail the loan with speedy approvals, competitive rates, easy process, and minimum paperwork.
Eligibility AU Small Finance Bank Home Improvement Loan
- The applicant must be a resident of India
- Must be 18 years of age and above
- At the time of loan maturity, the applicant’s age must not exceed 75 years
- The minimum tenure availed is one year and the maximum tenure that can be availed is 20 years
- Minimum loan amount provided is up to Rs 2 lakh
- Maximum loan amount provided is up to Rs 500 lakh
- This financial product is suited for salaried and self-employed
Benefits and Features of AU Small Finance Bank Home Improvement Loan
- It has a wide branch network
- It has tax benefit - Section 24, 80EE & 80C
- AU Small Finance Bank Home Improvement Loan also offers Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
- It has the highest loan eligibility
- There are various modes for making payment
- The experienced staff will provide doorstep services
- AU Small Finance Bank Home Improvement Loan process and disbursal of it is quick
- AU Small Finance Bank Home Improvement Loan has an attractive rate of interest
- This product is available for non-income proof customers as well
- AU Small Finance Bank Home Improvement Loan has a flexible loan scheme
- AU Small Finance Bank Home Improvement Loan is easy to apply for with minimal documentation
- There are no hidden charges
- For a convenient banking experience, the bank offers doorstep servicing
- Choice of tenure
- Have free and safe document storage
- This loan can be easily availed in rural India
AU Small Finance Bank Home Top Up Loan
Now one can add money to its existing Home Loan from AU Small Finance Bank with the AU Small Finance Bank Home Top Up Loan.
Eligibility for AU Small Finance Bank Home Top Up Loan
- The applicant must be a resident of India
- Must be 18 years of age and above
- At the time of loan maturity, the applicant’s age must not exceed 75 years
- Minimum tenure availed is for one year
- Maximum tenure that can be availed is 10 to 15 years
- Minimum loan amount provided is up to Rs 2 lakh
- Maximum loan amount provided is up to Rs 25 lakh
- This financial product is suited for salaried and self-employed
Benefits and Features of AU Small Finance Bank Home Top Up Loan
- AU Small Finance Bank Home Top Up Loan has the highest loan eligibility for maximum funds at your disposal
- There are various modes for making payment
- The experienced staff will provide doorstep services
- AU Small Finance Bank Home Top Up Loan process and disbursal of it is quick
- Get additional funds at your disposal
- Hassle-free top-ups on an individual's existing Home Loan from AU Small Finance Bank
- AU Small Finance Bank Home Top Up Loan has an attractive rate of interest
- This product is available for non-income proof customers as well
- AU Small Finance Bank Home Top Up Loan is easy to apply for with minimal documentation
- There are no hidden charges
- For a convenient banking experience, the bank offers doorstep servicing
AU Small Finance Bank Loan Against Property
Seeking for funds? Now one can use its property to fulfil their needs and desires by obtaining funds from AU Small Finance Bank Loan Against Property. AU Small Finance Bank Loan Against Property is simple and hassle-free with speedy approvals, competitive rates, easy process and minimum paperwork.
Eligibility for AU Small Finance Bank Loan Against Property
- The applicant must be a resident of India
- Must be 18 years of age and above
- At the time of loan maturity, the applicant’s age must not exceed 75 years
- Minimum tenure availed is for one year
- Maximum tenure availed is up to 20 years
- Minimum loan amount provided is up to Rs 2 lakh
Features of AU Small Finance Bank Loan Against Property
- AU Small Finance Bank Loan Against Property has an attractive rate of interest
- This product is available for non-income proof customers as well
- AU Small Finance Bank Loan Against Property has a flexible loan scheme
- AU Small Finance Bank Loan Against Property is easy to apply for with minimal documentation
- For a convenient banking experience, the bank offers doorstep servicing
- There are no hidden charges
- Choice of tenure
- Have free and safe document storage
- This loan can be easily availed in rural India
AU Small Finance Bank Land Purchase & Construction Loan
AU Small Finance Bank strives to bridge the gap between an individual's dream home and reality. The bank has created loans tailor-made for those who desire to purchase land and construct their dream house on it. AU Small Finance Bank Land Purchase & Construction Loan comes with speedy approvals, competitive rates, easy process, and minimum paperwork.
Eligibility for AU Small Finance Bank Land Purchase & Construction Loan
- The applicant must be a resident of India
- Must be 18 years of age and above
- At the time of loan maturity, the applicant’s age must not exceed 75 years
- Minimum tenure availed is for one year and maximum tenure availed is for 20 years
- Minimum loan amount provided is up to Rs 2 lakh
- Maximum loan amount provided is up to Rs 10 lakh
- This finance product is suited for salaried and self-employed
Benefits and Features of AU Small Finance Bank Land Purchase & Construction Loan
- It has a wide branch network
- It has tax benefit - Section 24, 80EE & 80C
- AU Small Finance Bank Land Purchase & Construction Loan also offers Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (PMAY CLSS)
- It has the highest loan eligibility
- There are various modes for making payment
- Experienced staff to provide doorstep services
- AU Small Finance Bank Land Purchase & Construction Loan process and disbursal of it is quick
- AU Small Finance Bank Land Purchase & Construction Loan has an attractive rate of interest
- This product is available for non-income proof customers as well
- AU Small Finance Bank Land Purchase & Construction Loan has a flexible loan scheme
- AU Small Finance Bank Land Purchase & Construction Loan is easy to apply for with minimal documentation
- There are no hidden charges
- For a convenient banking experience, the bank offers doorstep servicing
- Choice of tenure
- Have free and safe document storage
- This loan can be easily availed in rural India
Conclusion
As the above details reveal, AU Small Finance Bank offers various types of home loans. Now the desire of building and/or purchasing your dream house is no longer a distant thought- simply log on to AU Small Finance Bank and apply for a home loan! However, do bear in mind the maximum loan amount you can avail is dependent on your collateral capacity and credit report. Documents might vary depending on the loan you’re applying for, but a general list of documents required for loans can be found on this link.
