We are moving closer towards a cashless economy, thus, the demand for digital and contactless payments has tremendously increased, and for these reasons, having a Debit Card is like taking the first step in that direction. Amongst the various Indian Banks that provide Debit Cards, at AU Small Finance Bank, you'll find a wide range of AU Small Finance Bank Debit Cards with varying features. Each of them has carefully been designed to suit varied banking needs while offering unique privileges, and they also offer security and accountability when spending. In short, they enable everyone to maintain their preferred standard of living.
Nowadays, it's not necessary to keep and carry cash everywhere. A Debit Card acts as a handy tool, which is easy to use, and sometimes they even offer a plethora of benefits in return. They also enable you to shop and pay bills anytime, anywhere and assist in tracking an individual's spendings habits. This blog focuses on the AU Small Finance Bank's Debit Cards to enhance your knowledge and enable you to make a wise decision for which one to opt. The nine types of AU Small Finance Bank Debit Cards we'll highlight are:
The AU Small Finance Royale World Debit Card is exclusively for Non-Resident Indians. It has a world-class VISA Signature Debit Card Program and has a host of benefits and features that'll certainly complement your royal lifestyle.
Features and Benefits of AU Small Finance Bank Royale World Debit Card:
Zero Mark-Up Fees: Enjoying travelling around the globe with the benefit of 0% mark-up on international transactions
Complimentary Airport Lounge Access: Avail 8 complimentary domestic and 6 international airport lounge access per year
Cherish Exclusive Dining Delights: Savour delicious food by getting discounts on international partnered restaurants such as Spice of India (UAE), Sherlock Holmes (Dubai), Bangalore Express City (UK), Little India (Auckland), and various more around the globe
Offers on International Brands: Avail marvellous discounts on leading brands like Talixo, Viimart, Avis, Zalora, and several more globally
Binge-watch TV shows: Receive free one-time subscription on entertainment platforms like Amazon Prime or Zee5
Exclusive Discounts on Travel Booking: Twice a year, avail flat Rs. 1500 discount on international flight bookings
Higher Purchase and Withdrawal Limits: Have a stress-free shopping experience with Rs. 4,00,000 of purchase and cash withdrawal limit
Tap & Go: AU Royale World Debit Card is a contactless card that enables making transactions up to Rs. 5,000 in India without the requirement of entering a PIN
Security: Be assured to have complete control and security over your card by enabling or/and disabling contactless, international, or/and domestic use through the AU 0101 App, website, or chatbot
Get a Host of Insurance Benefits: The debit card provides various insurance benefits such as Lost Card Liability Cover of up to Rs. 4,00,000, Overall Purchase Protection of Rs. 25,000, Air Accident Cover of up to 1 Crore, Personal Accident Cover of Rs. 5,00,000, and Loss of Baggage Cover of up to Rs. 2,00,000
The AU Small Finance Royale Debit Card is an ideal card for those who love living a luxurious lifestyle. Along with special benefits and privileges, the card even offers lifestyle-related expenses, some alluring offers with monthly cashback, exclusive insurance benefits, and contactless transactions. Take the advantage of availing higher ATM cash withdrawal limits and the lowest markup on international transactions by using this card.
Features and Benefits of AU Small Finance Bank Royale Debit Card:
Welcome Offers: Upon signing up for this card, you will receive welcome offers worth more than Rs. 10,000
Enjoy the benefits of Low markup: Royale Debit Card provides 1.5% markup on international purchases
Complimentary Airport Lounge Access: Avail 8 complimentary domestic airport lounge access per year
Cashback: Gain special privileges such as 1% monthly cashback on non-fuel spending up to Rs. 200
BookMyShow: Twice a month, avail the buy-one-get-one-free offers on movie tickets up to Rs. 250
High Withdrawal Limits: Have a stress-free shopping experience with Rs. 4,00,000 of purchase & cash withdrawal limit each
Enjoy the Lucrative Offers: A vast range of offers that are powered by AU Bank awaits for you
Tap & Go: AU Royale Debit Card is a contactless card that enables making transactions up to Rs. 5,000 in India without the requirement of entering a PIN
Security: Be assured to have complete control and security over your card by enabling or/and disabling contactless, international, or/and domestic use through the AU 0101 App, website, or chatbot
Get a Host of Insurance Benefits: The debit card provides various insurance benefits such as Lost Card Liability Cover of up to Rs. 4,00,000, Overall Purchase Protection of Rs. 25,000, Air Accident Cover of up to 1 Crore, Personal Accident Cover of Rs. 5,00,000, and Loss of Baggage Cover of up to Rs. 2,00,000
The AU Small Finance Visa Platinum Debit Card offers contactless and cashless payments globally. Moreover, the debit card also features higher purchasing limits, which gives more freedom to shop and dine. One can enjoy a plethora of lifestyle privileges and experiences along with staying protected anywhere in the globe.
Features and Benefits of AU Small Finance Bank Visa Platinum Debit Card:
Higher Withdrawal and Purchase Limits: The debit card has a daily withdrawal and purchasing limit of up to Rs. 2,00,000 each
Tap & Go: The AU Visa Platinum Debit Card enables one to do contactless transactions of up to Rs. 5,000
Instant Blocking: In case of loss or theft, the cardholder can instantly block its Visa Platinum Debit Card via AU 0101 App/NetBanking
Card Liability Cover: In case of fraudulent transactions, avail Card Liability Cover that'll help to recover any loss up to Rs. 2,00,000
Avail Insurance Coverage: Avail various insurance covers such as purchase protection, personal accident cover, and air travel insurance
Security: Be assured to have complete control and security over your card by enabling or/and disabling contactless, international, or/and domestic use through the AU 0101 App, website, or chatbot
Enjoy Extensive Offers: Enjoy a broad range of offers powered by AU Bank on the AU Visa Platinum Debit Card
The AU Visa Business Platinum Debit Card enables to grow businesses. This Debit Card is exquisitely invented for entrepreneurs and established businesses. Hence, it has higher withdrawal and purchasing limits along with various features and benefits. The card also comes with robust insurance coverage for several types of losses due to any unfortunate event.
Features and Benefits of AU Small Finance Bank Visa Business Platinum Debit Card:
Complimentary Airport Lounge Access: Avail 4 complimentary domestic airport lounge access per year
Higher Withdrawal and Purchase limit: The debit card has a daily withdrawal and purchasing limit of up to Rs. 2,00,000 each
Tap & Go: The AU Visa Business Platinum Debit Card enables one to do contactless transactions up to Rs. 5,000
Security: Be assured to have complete control and security over your card by enabling or/and disabling contactless, international, or/and domestic use through the AU 0101 App, website, or chatbot
Instant blocking: In case of loss or theft. the cardholder can instantly block its Visa Business Platinum Debit Card via the AU0101 App/NetBanking
Card Liability Cover: In case of fraudulent transactions, avail Card Liability Cover that will help to recover any loss up to Rs. 2,00,000
Avail Insurance Coverage: Avail various insurance covers such as purchase protection, personal accident cover, and air travel insurance
Access of cards: Avail the issuance of cards to various business users
Enjoy Extensive Offers: Enjoy a broad range of offers powered by AU Bank on the AU Visa Business Platinum Debit Card
The AU RuPay Platinum Debit Card is ideal for high-earning customers, and it works easily for international and domestic use. The card also offers elite benefits that include lounge access, merchant offers, and some other hand-picked privileges, which will make every day of your life memorable.
Features and Benefits of AU Small Finance Bank RuPay Platinum Debit Card:
Withdrawal and Purchase: Avail higher limits on withdrawal and purchases of Rs. 2,00,000 per day
ATM-friendly: The RuPay Platinum Debit Card enables to make ATM transactions easier. Get a high daily ATM fund transfer limit of Rs. 20,000
Air Personal Accident Cover: Avail an air accident cover of Rs. 5,00,000 if you've informed the bank within 30 days of such incident
Personal Accident Cover: Avail personal accident insurance cover of Rs. 2,00,000 if you've informed the bank within 30 days of such an incident
Card Liability Cover: In case of fraudulent transactions, avail Card Liability Cover that will help to recover any loss up to Rs. 2,00,000
Purchase Protection: The RuPay Platinum Debit Card provides purchase protection benefits up to Rs. 10,000
Complimentary Airport Lounge Access: Avail 8 complimentary domestic airport lounge access per year
Enjoy Extensive Offers: Enjoy a broad range of offers powered by AU Bank on the AU RuPay Platinum Debit Card such as lucrative offers on shopping, online purchases, car services, and various other categories
Since there have been advancements in the banking industry, making online and in-store transactions have become extremely quick, seamless and easy. Thus, if carrying around cash is becoming inconvenient, the AU Bank has created an alternative- the RuPay Classic Debit Card. This debit card enables one to keep their savings around while enjoying the benefits of cashless and quick transactions.
Features and Benefits of AU Small Finance Bank Rupay Classic Debit Card:
Withdrawal and Purchase: Avail higher limits on withdrawal and purchases of Rs. 20,000
ATM-friendly: The RuPay Classic Debit Card enables you to make ATM transactions easier. Get a high daily ATM fund transfer limit of Rs. 20,000
Card Liability Cover: If the card gets lost or stolen, avail Card Liability Cover of Rs. 75,000. The cardholder is protected against unauthorized transactions
Purchase Protection: The RuPay Classic Debit Card provides purchase protection benefits up to Rs. 10,000
Personal Accident Cover: Avail personal accident insurance cover of Rs. 1,00,000 if you've informed the bank within 30 days of such an incident. Those having Pradhan Mantri Jan-Dhan Yojana (PMJDY) account will get an accidental death cover of up to Rs. 2,00,000
Air Personal Accident Cover: Avail air accident cover of Rs. 1,00,000 if you've informed the bank within 30 days of such incident
Embrace the world of Gold. By using the using AU Small Finance Bank VISA Gold Contactless Debit Card enjoy the privilege of the beginning digital payment journey. It's widely accepted, and the cardholder can enjoy higher spending limits, easier and faster services, and avail various benefits. The AU Visa Gold Debit Card even covers incidents such as card loss and thefts, and it even covers emergencies like accidents with various insurance plans.
Features and Benefits of AU Small Finance Bank Visa Gold Debit Card:
Enjoy Contactless transactions: Make contactless transactions up to Rs. 5,000
Higher Purchase Limit: The card has daily withdrawal and purchasing limits of up to Rs. 75,000 each, giving the cardholder a wider scope for everyday transactions
ATM Services: There's a broad global network of ATMs that accept the AU Visa Gold Debit Card. The card also has a daily fund transfer limit of Rs. 20,000
Instant Blocking: In case of loss or theft, the cardholder can instantly block its Visa Gold Debit Card via the AU0101 App/NetBanking
Card Loss Covered: As insurance for lost or stolen cards, the AU Visa Gold Debit Card has a Card Liability Cover of Rs. 75,000
Insurance Cover: Avail various insurance covers, which includes purchase protection, personal accident cover, and air travel insurance
Extensive Offers: Avail various benefits on dining, shopping, travel, and more with a broad range of offers covered under
The features of having a contactless payment option united with overall purchase protection makes the AU Visa Business Gold Contactless Debit Card an ideal choice for entrepreneurs. It also provides Card Liability Cover, air insurance, and it is implemented to meet one's business needs on the go by offering some unmatched banking benefits.
Features and Benefits of AU Small Finance Bank Visa Business Gold Debit Card:
Higher Withdrawal and Purchase Limits: The card has daily withdrawal and purchasing limits of up to Rs. 1,00,000 each
Tap & Go: The AU Visa Business Gold Debit Card makes contactless transactions easier by allowing you to transact up to Rs. 5,000
ATM Services: A broad global network of ATMs accepts the Visa Business Gold Debit Card, and it also has a daily fund transfer limit of Rs. 20,000
Instant Blocking: In case of loss or theft, the cardholder can instantly block its Visa Business Gold Debit Card via the AU0101 App/NetBanking
Card Liability Cover: In case of fraudulent transactions, you can avail the Card Liability Cover to help recover the loss of up to Rs. 1,00,000
Insurance Coverage: Avail various insurance covers, which includes purchase protection, personal accident cover, and air travel insurance
Access of Cards: Avail the issuance of cards for various users
Security: Be assured to have complete control and security over your card by enabling or/and disabling contactless, international, or domestic use through the AU 0101 App, website, or chatbot
Enjoy Extensive Offers: Enjoy a broad range of benefits and offers on dining, shopping, travel, and more
Without any doubts, Debit Cards have indeed made payments to occur quickly, conveniently, and seamlessly. However, there are several other benefits as well, and due to it, they make it appealing to every customer. Hence, to ensure and enable you to enjoy all the benefits, Fintra has highlighted all of the features and benefits of AU Small Finance Bank's Debit Cards. So, what's the wait?! Grab one that suits you!