YES Prosperity Rewards Plus Credit Card vs Tata Croma Platinum Card

Joining Fees

₹499

₹2,999

Editor's Rating

3.8

3.1

Key Features

  • 500 Reward Points on each YES PayNow registration
  • 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
  • 4 Reward Points for every Rs. 200 on other categories 
  • Exclusive Catalogue of Products
  • Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
  • Spends linked gift vouchers worth up to Rs. 6,000
  • 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
  • Spend at selective outlets, get up to 5% Value back

Editor's Review

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores
  • Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
  • Fuel Surcharge Waiver 

 

Cons

  • No complimentary Golf Lessons/Sessions 
  • No Complimentary Priority Pass Membership
  • No Airport Lounge access 

Pros

  • Welcome Benefits 
  • Airport lounge access
  • Cashback on Croma and Tata outlets
  • Rewards

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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