YES Prosperity Rewards Plus Credit Card vs Kotak Wealth Management Infinite Credit Card

• 500 Reward Points on each YES PayNow registration
• 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 4 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products

• Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
• Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
• Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
• Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores
• Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
• Fuel Surcharge Waiver 

Cons

• No complimentary Golf Lessons/Sessions 
• No Complimentary Priority Pass Membership
• No Airport Lounge access 

Pros

• 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
• Avail 800 Reward points worth Rs 800 free every month
• 4 complimentary visits every quarter to Visa lounges only in India

Cons

• This Credit Card is a “by-invite-only”