YES Prosperity Rewards Plus Credit Card vs HDFC Bank World MasterCard Credit Card

• 500 Reward Points on each YES PayNow registration
• 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 4 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products

• Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
• Earn 2 reward points for every Rs. 150 spends
• Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
• Save up to Rs. 8300 on lounge access and fuel costs every year
• Get up to three add-on cards free for your family
• With the EMV Chip technology in the card, stay protected against fraud
• Zero liability on lost card
• Avail 50 days of interest-free credit from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros

• Accelerated Rewards on Supermarkets and Grocery Stores
• Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
• Fuel Surcharge Waiver 

Cons

• No complimentary Golf Lessons/Sessions 
• No Complimentary Priority Pass Membership
• No Airport Lounge access 

Pros

• Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
• Earn 2 reward points for every Rs. 150 spends
• Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

• No golf benefits
• No insurance benefits
• No cashback offers