YES Prosperity Rewards Plus Credit Card vs BOB Financial Select
VS
Fees
Yes bank
Bank of Baroda
Joining Fees
₹499
₹750
Renewal Fees
₹499
₹750
Network
Mastercard
Mastercard
Editor's Review
3.8
4.3
Free Lounge Access
No
No
Features
YES Prosperity Rewards Plus Credit Card
- 500 Reward Points on each YES PayNow registration
- 6 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 4 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
YES Prosperity Rewards Plus Credit Card
Pros
- Accelerated Rewards on Supermarkets and Grocery Stores
- Get 12,000 Bonus Reward Points on achieving spends of Rs. 3.6 Lakhs or more in each anniversary year
- Fuel Surcharge Waiver
Cons
- No complimentary Golf Lessons/Sessions
- No Complimentary Priority Pass Membership
- No Airport Lounge access
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
