YES Prosperity Rewards Credit Card vs RBL Bank Monthly Treats Credit Card

• 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets 
• 2 Reward Points for every Rs. 200 on other categories 
• Exclusive Catalogue of Products
• Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)

* On crossing spends of Rs. 3,000 in a calendar year, monthly fee of Rs. 50 waived off and get 10% cashback, up to Rs. 100 per month, on grocery transactions for rest of the month
* Enjoy 2X Reward Points on online purchases
* Unlock 10% cashback on groceries, BookMyShow, Swiggy and Bill Payments every month
* Get 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel
* Fuel surcharge waiver across all fuel stations. This is Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month

Pros

• This credit card is good for those who’re seeking Reward Points
• Fuel Surcharge Waiver
• This credit card is good for those who love to shop

Cons

• This credit card isn’t travel-specific card
• No Golf Privileges
• Not much discount on movies

Pros
* Monthly Spend Milestone Benefit
* Fuel surcharge waiver
* Monthly fee waived

Cons
* One can’t enjoy the cashback if it’s unable to spend Rs.3000 to Rs.5000 in a month
* Below average rewards rate
* No travel benefits such as airport lounge access or any flight discounts