YES Prosperity Rewards Credit Card vs BOB Financial PREMIER
Joining Fees
₹299
₹1,000
Editor's Rating
4.1
4.6
Key Features
- 4 Reward Points for every Rs. 200 spent on Groceries & Supermarkets
- 2 Reward Points for every Rs. 200 on other categories
- Exclusive Catalogue of Products
- Redemption of Reward Points against Air Miles (8 Reward Points = 1 InterMile / 1 Club Vistara Point)
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Editor's Review
Pros
- This credit card is good for those who’re seeking Reward Points
- Fuel Surcharge Waiver
- This credit card is good for those who love to shop
Cons
- This credit card isn’t travel-specific card
- No Golf Privileges
- Not much discount on movies
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
