YES Prosperity Business Card vs YES Prosperity Cashback Credit Card
Joining Fees
₹2,499
₹999
Editor's Rating
2.5
5
Key Features
- 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
- Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
- MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary Golf lesson every calendar month
- Fuel surcharge waived in all fuel stations in India for transactions
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
Editor's Review
Pros
- Annual Reward Points
- Reward Points Redemption
- Insurance Coverage
Cons
- Joining fees is bit on higher side
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
