Compare YES Premia Credit Card vs HDFC Regalia First Credit Card

Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
Priority Pass membership offering two complimentary international lounge access per calendar year
25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
Accidental air death cover worth Rs. 50 lakhs
Emergency overseas hospitalization up to Rs. 10 lakhs
Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
Avail up to 5% cashback on travel and shopping spends on SmartBuy
Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities

Rewards Rate:
* 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay

Pros

Fuel surcharge waiver at fuel stations across India
Attractive Foreign Currency Markup of 2.5%
Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

High-interest rates
Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit

Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent

Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided