Yes FIRST Preferred Credit card vs SBI Platinum Corporate Credit Card

Yes FIRST Preferred Credit card
Yes FIRST Preferred Credit card
Yes bank · Mastercard
4.5
₹2,499 / Joining Fees
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VS
SBI Platinum Corporate Credit Card
SBI Platinum Corporate Credit Card
SBI · Visa
3.7
₹0 / Joining Fees
Apply Now →
Fees
Yes bank
SBI
Joining Fees
₹2,499
₹0
Renewal Fees
₹2,499
₹0
Network
Mastercard
Visa
Editor's Review
4.5
3.7
Free Lounge Access
Yes
Yes
Features
Yes FIRST Preferred Credit card
  • Obtain Priority Pass Membership that provides lounge complimentary access
  • Avail 25% discount on movie bookings at BookMyShow
  • Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
  • Four Reward Points per Rs. 100 spent on all other categories
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
SBI Platinum Corporate Credit Card
  • The SBI Platinum Corporate card is accepted at more than 38 million outlets across the globe including 03 million outlets in India. It is recognized for its highest international authorization approval rate
  • Easily track and control organisation’s expenses with spend management tool
  • Avail complimentary insurance cover. Insurance will cover the organisation’s corporate card liability against frauds by employees
  • Insurance Cover details are as follows:

a. Fraud Related Insurance: On Individual cards- Equal to the credit limit of the card, subject to a maximum amount of Rs. 2 lakhs. At a corporate level- Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs

b. Travel insurance: It includes Air accidental death, Lost card liability, baggage loss, baggage delay, loss of passport (only international), flight delay     

  • SBI Platinum Corporate card can be replaced from anywhere in the world
  • Avail emergency cash access across the world with the SBI Platinum Corporate Card
  • Easily become a Priority Pass Program member at an annual charge of Rs. 180 + applicable taxes. Access to more than 600 international airport lounges worldwide with the membership. A usage fee of only $27 plus applicable taxes will be charged to the card
  • Chip and PIN benefits
  • The Lounge Access program is provided at all participating lounges at airports in India. Upon presentation of the SBI Corporate Card and boarding pass, cardholders can enjoy the following privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves and for their accompanying guests                                                 
  • Fuel Surcharge: 1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards
Editor's Review
Yes FIRST Preferred Credit card

Pros

  • Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
  • Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • Low forex markup of 1.75%
  • Golf Privileges

Cons

  • Low default reward rate
SBI Platinum Corporate Credit Card

Pros

  • SBI Platinum Corporate card can be replaced from anywhere in the world
  • Avail emergency cash access across the world with the SBI Platinum Corporate Card.
  • 1% of transactional value. 1% Surcharge Waiver, excluding taxes and other charges for transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Cons

  • Although you can easily become a member of Priority Pass Program at an annual charge of Rs. 180 + taxes, a usage fee of $27 plus taxes will be charged to the card
  • No complimentary Golf/coaching sessions

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