YES FIRST Exclusive Credit Card vs Tata Croma Platinum Card

Joining Fees

₹9,999

₹2,999

Editor's Rating

4.4

3.1

Key Features

  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
  • Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
  • Spends linked gift vouchers worth up to Rs. 6,000
  • 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
  • Spend at selective outlets, get up to 5% Value back

Editor's Review

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 

Pros

  • Welcome Benefits 
  • Airport lounge access
  • Cashback on Croma and Tata outlets
  • Rewards

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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