YES FIRST Exclusive Credit Card vs Tata Croma Platinum Card

YES FIRST Exclusive Credit Card
YES FIRST Exclusive Credit Card
Yes bank · Mastercard
4.4
₹9,999 / Joining Fees
Apply Now →
VS
Tata Croma Platinum Card
Tata Croma Platinum Card
Tata · Mastercard
3.1
₹2,999 / Joining Fees
Apply Now →
Fees
Yes bank
Tata
Joining Fees
₹9,999
₹2,999
Renewal Fees
₹9,999
₹2,999
Network
Mastercard
Mastercard
Editor's Review
4.4
3.1
Free Lounge Access
Yes
Yes
Features
YES FIRST Exclusive Credit Card
  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Tata Croma Platinum Card
  • Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands 
  • Spends linked gift vouchers worth up to Rs. 6,000
  • 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
  • Spend at selective outlets, get up to 5% Value back
Editor's Review
YES FIRST Exclusive Credit Card

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 
Tata Croma Platinum Card

Pros

  • Welcome Benefits 
  • Airport lounge access
  • Cashback on Croma and Tata outlets
  • Rewards

Cons

  • High-interest rate
  • No concierge services
  • No Golf games

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