Yes Bank First Reserv Credit Card vs Kotak Privy League Signature Credit Card

Joining Fees

₹1,999

₹0

Editor's Rating

3.9

4.2

Key Features

  • Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
  • Get up to 1.75% markup on foreign currency
  • For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
  • Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
  • Credit Shield cover of 15 Lakh
  • Lost Card liability 15 Lakh to 30 Lakh
  • 1% fuel surcharge waiver between Rs 400 and Rs 5000
  • Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
  • 3 complimentary domestic airport lounge visits per quarter
  • Get 5 times the benefits of YES Rewardz Points on Travel, Dining, Fashion and Healthcare categories
  • Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
  • Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
  • Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
  • Avail 6 YES Rewardz Points on every Rs. 200 on select categories
  • Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
  • Instant EMI: Pay in parts for transactions as low as Rs. 1500
  • Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
  • Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
  • Contactless Transactions
  • Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
  • Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies 
  • Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
  • Convert any purchase above Rs.2500 to easy EMIs 

Editor's Review

Pros

  • For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
  • Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
  • Get up to 1.75% markup on foreign currency

Cons

  • No railway lounge access
  • No cashback offers
  • Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit

Pros

  • 4 complimentary Priority Pass visits, 16 PVR tickets and much more
  • Low forex markup fees of 2% for all your international spends
  • Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Cons

  • No Golf Privileges 


More comparisions with Yes Bank First Reserv Credit Card

More comparisions with Kotak Privy League Signature Credit Card

Downloads