Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
Get up to 1.75% markup on foreign currency
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Credit Shield cover of 15 Lakh
Lost Card liability 15 Lakh to 30 Lakh
1% fuel surcharge waiver between Rs 400 and Rs 5000
Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
3 complimentary domestic airport lounge visits per quarter
Get 5 times the benefits of YES Rewardz Pointson Travel, Dining, Fashion and Healthcare categories
Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
Avail 6 YES Rewardz Points on every Rs. 200 on select categories
Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
Instant EMI: Pay in parts for transactions as low as Rs. 1500
Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
Contactless Transactions
The FIRST Classic Credit Card is now powered for UPI
Limited Period Offer: 100% cashback up to Rs. 200, i.e. Rs. 50 each on first 4 UPI transactions
Up to 3X reward points on all UPI spends
10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on birthdays
3X Reward Points on online and offline purchases for spends up to Rs. 20,000 per month
Unlimited Reward points that don’t expire
Use the Reward points to instantly pay for online or in-store purchases
1X Reward Points on Insurance premium payments and Utility bill payments
1X = 1 Reward point per Rs. 150 spent
Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
4 complimentary Railway lounge visits per quarter
Complimentary Roadside Assistance worth Rs. 1,399
Fuel surcharge waiver of 1% at fuel stations in India, up to Rs. 200/month. This is applicable only on transactions done between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Get up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy & convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from the other bank credit cards with IDFC Bank's balance transfer privilege
Editor's Review
Pros
For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
Get up to 1.75% markup on foreign currency
Cons
No railway lounge access
No cashback offers
Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
More comparisions with Yes Bank First Reserv Credit Card