Yes Bank First Reserv Credit Card vs Axis Bank Pride Signature Credit Card
Joining Fees
₹1,999
₹0
Editor's Rating
3.9
4.6
Key Features
- Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
- Get up to 1.75% markup on foreign currency
- For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
- Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
- Credit Shield cover of 15 Lakh
- Lost Card liability 15 Lakh to 30 Lakh
- 1% fuel surcharge waiver between Rs 400 and Rs 5000
- Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
- 3 complimentary domestic airport lounge visits per quarter
- Get 5 times the benefits of YES Rewardz Points on Travel, Dining, Fashion and Healthcare categories
- Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
- Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
- Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
- Avail 6 YES Rewardz Points on every Rs. 200 on select categories
- Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
- Instant EMI: Pay in parts for transactions as low as Rs. 1500
- Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
- Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
- Contactless Transactions
- Personalized card with the shades of Indian Flag
- The dedicated 4th embossed line for Army, Navy, or Air Force
- 2 Complimentary visits to select Domestic Airport Lounges within India
- From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
- Discover unique and new cuisines and flavours with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- EDGE REWARD Points can be earned on fuel transactions
- Get free add-on cards
- EMV certified chip-credit card
- Zero lost card liability
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 8 points on every Rs. 200 spent on the credit card
- Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month
Editor's Review
Pros
- For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
- Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
- Get up to 1.75% markup on foreign currency
Cons
- No railway lounge access
- No cashback offers
- Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit
Pros
- Enjoy Complimentary Access to Airport Lounges within India
- Personalized Card with the Shades of Indian Tricolor
- Get 100 bonus eDGE points every month
Cons
- No Golf/coaching sessions
