Yes Bank First Reserv Credit Card vs Axis Bank Pride Signature Credit Card

Joining Fees

₹1,999

₹0

Editor's Rating

3.9

4.6

Key Features

  • Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
  • Get up to 1.75% markup on foreign currency
  • For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
  • Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
  • Credit Shield cover of 15 Lakh
  • Lost Card liability 15 Lakh to 30 Lakh
  • 1% fuel surcharge waiver between Rs 400 and Rs 5000
  • Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
  • 3 complimentary domestic airport lounge visits per quarter
  • Get 5 times the benefits of YES Rewardz Points on Travel, Dining, Fashion and Healthcare categories
  • Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
  • Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
  • Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
  • Avail 6 YES Rewardz Points on every Rs. 200 on select categories
  • Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
  • Instant EMI: Pay in parts for transactions as low as Rs. 1500
  • Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
  • Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
  • Contactless Transactions
  • Personalized card with the shades of Indian Flag
  • The dedicated 4th embossed  line for Army, Navy, or Air Force
  • 2 Complimentary visits to select Domestic Airport Lounges within India 
  • From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
  • Discover unique and new cuisines and flavours with Axis Bank Dining Delights that  offers  15% off at partnered restaurants in India 
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month 
  • EDGE REWARD Points can  be earned on fuel transactions 
  • Get free add-on cards
  • EMV certified chip-credit card 
  • Zero lost card liability 
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 8 points on every Rs. 200 spent on the credit card
  • Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month 

Editor's Review

Pros

  • For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
  • Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
  • Get up to 1.75% markup on foreign currency

Cons

  • No railway lounge access
  • No cashback offers
  • Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit

Pros

  • Enjoy Complimentary Access to Airport Lounges within India 
  • Personalized Card with the Shades of Indian Tricolor
  • Get 100 bonus eDGE points every month

Cons            

  • No Golf/coaching sessions


More comparisions with Yes Bank First Reserv Credit Card

More comparisions with Axis Bank Pride Signature Credit Card

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