Visa Business Card Platinum – Standard Chartered vs Kotak Wealth Management Infinite Credit Card

Joining Fees

₹0

₹0

Editor's Rating

2.5

3.6

Key Features

  • Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
  • Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
  • Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
  • Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
  • 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month
  • Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
  • Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
  • Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
  • Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Editor's Review

Pros

  • Enjoy 5% cashback for your travel transaction
  • Free Annual Fee for 1st Year

Cons

  • No complimentary Golf/coaching sessions
  • No Complimentary Airport Lounge Access
  • No Fuel Wavier

Pros

  • 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
  • Avail 800 Reward points worth Rs 800 free every month
  • 4 complimentary visits every quarter to Visa lounges only in India

Cons

  • This Credit Card is a “by-invite-only”


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