Visa Business Card Platinum – Standard Chartered vs Kotak Privy League Signature Credit Card

• Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
• Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
• Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
• Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
• 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month

• Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
• Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies 
• Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
• Convert any purchase above Rs.2500 to easy EMIs 

Pros

• Enjoy 5% cashback for your travel transaction
• Free Annual Fee for 1st Year

Cons

• No complimentary Golf/coaching sessions
• No Complimentary Airport Lounge Access
• No Fuel Wavier

Pros

• 4 complimentary Priority Pass visits, 16 PVR tickets and much more
• Low forex markup fees of 2% for all your international spends
• Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Cons

• No Golf Privileges