Visa Business Card Platinum – Standard Chartered vs HDFC Regalia Credit Card
Joining Fees
₹0
₹2,500
Editor's Rating
2.5
4
Key Features
- Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
- Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
- Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
- Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
- 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month
- Airport Lounge Access within and outside India
- Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
- On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
- Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
- Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
Editor's Review
Pros
- Enjoy 5% cashback for your travel transaction
- Free Annual Fee for 1st Year
Cons
- No complimentary Golf/coaching sessions
- No Complimentary Airport Lounge Access
- No Fuel Wavier
Pros
- Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
- Accidental air death cover worth Rs. 1 Crore
- Fuel Surcharge Waiver
Cons
- Slightly high Annual Fee
- No golf/coaching sessions
