Tata Titanium Card vs HDFC Bank Platinum Edge Credit Card

• 500 Empower points on spends of Rs. 2,000 in the first 60 days
• 1.5% Value back on spends at Croma & cromaretail.com
• On spends on Tata Outlets, get up to 5% Value back 
• 3X Points on Departmental and Grocery stores

• Renew the credit card’s membership for free by spending Rs 50,000 in a year
• Get 2 reward points for every Rs. 150 spends
• Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
• Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
• Avail 50% more reward points at premium restaurants
• Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.  6000 per month)
• Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
• Zero liability on lost card after reporting the loss
• Avail up to 50 interest-free days from date of purchase
• Enjoy Revolving Credit at nominal interest rate
• 50 days of interest-free credit

Pros

• Welcome Benefits 
• Get amazing offers and gift vouchers from Tata partner outlets and other brands
• 1.5% Value back on spends at Croma & cromaretail.com

Cons

• High-interest rate
• No  airport lounge access 
• No Golf games

Pros

• Get 2 reward points for every Rs. 150 spends
• Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
• Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program

Cons

• No movie benefits
• No golf benefits
• No international and domestic lounge access