500 Empower points on spends of Rs. 2,000 in the first 60 days
1.5% Value back on spends at Croma & cromaretail.com
On spends on Tata Outlets, get up to 5% Value back
3X Points on Departmental and Grocery stores
Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Editor's Review
Pros
Welcome Benefits
Get amazing offers and gift vouchers from Tata partner outlets and other brands
1.5% Value back on spends at Croma & cromaretail.com
Cons
High-interest rate
Noairport lounge access
No Golf games
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale