TATA STAR Titanium vs Kotak Silk Inspire Credit Card
Joining Fees
₹499
₹599
Editor's Rating
3.3
3.6
Key Features
- On spends at STAR Outlets, earn 3.5% value back
- On spends on select TATA Outlets, get up to 5% value back
- Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 3,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs. 3,000, to avail this benefit
- With TATA STAR Titanium Card, book railway tickets online and enjoy home delivery
- Avail 5x Reward Points on every Rs. 100 spent on Apparels
- Pay with Reward Points at selected merchant outlets
- Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
- Avail 1 reward for every Rs. 200 spent on other categories without any restrictions
Editor's Review
Pros
- Spend based fees reversal on spends of Rs. 1,00,000 & above annually
- 3 Reward Points per Rs. 100 spent on departmental & grocery stores
- Low Annual Fee
Cons
- High-interest rates
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
Pros
- 5% savings on apparels
- Get 1 Reward Point for every Rs.200 spent on other categories
- Silk Inspired Shield
Cons
- No Golf Privileges
- No Concierge Services
- No Airport Lounge access
