TATA STAR Platinum Card vs Kotak Biz Credit Card
Joining Fees
₹2,999
₹299
Editor's Rating
3.5
3.5
Key Features
- Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
- Spends linked gift vouchers worth up to Rs.6,000
- On spends at STAR Outlets, get 3.5% value back
- Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends
- Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
- Avail 1 reward points for every Rs. 100 on all other spends
- 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi
- Get 1% on transaction fuel surcharge will be waived for transactions made between Rs. 500 - Rs. 3000
- One can also save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
- Travel Insurance programme includes the following:
A. Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection)- Sum Insured is Rs. 50,000
B. Purchase Protection - Sum Insured is Rs. 25,000
C. Loss of Checked in Baggage / Delay of Checked in Baggage / Valuable Documents Cover / Missing of Connecting International Flight During Transit - Sum Insured is Rs. 10,000
- Safety features of the card includes being embedded with EMV Chip and setting a 6-digit PIN authentication for higher security of your transactions
- Interest free period: Up to 48 days
Editor's Review
Pros
- Welcome and Anniversary gift vouchers
- Airport lounge access
- Gift vouchers on achieving milestone spends
- Value back at STAR and TATA outlets
Cons
- High-interest rate
- No concierge services
- No Golf games
Pros
- Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
- Avail 1 reward points for every Rs. 100 on all other spends
- 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports
Cons
- No dinning or movie benefits
- No Golf Benefits
- No cashback benefits
