TATA STAR Platinum Card vs HDFC Bank Tata Neu Plus Credit Card

Joining Fees

₹2,999

₹499

Editor's Rating

3.5

4.5

Key Features

  • Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
  • Spends linked gift vouchers worth up to Rs.6,000
  • On spends at STAR Outlets, get 3.5% value back 
  • Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Editor's Review

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games

Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons


* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app


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