Tata Neu Plus SBI Credit Card vs Kotak League Platinum Credit Card
Joining Fees
₹499
₹500
Editor's Rating
3.7
3.9
Key Features
- Welcome benefits include getting 499 NeuCoins (worth Rs. 499) within 15 days of Joining Fee realisation
- Redeem these coins on Tata New App/Website and partner Tata Brands
- 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
- Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
- 1% value-back as NeuCoins on other spends
- 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)
- 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
- Annual fee waiver on spending Rs. 1 Lakh in the previous year
- 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month
- Tap & Pay with Ease: Tap the card on a secure reader for instant transactions
- Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
- Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
- Transfer outstanding balances of other banks’ credit cards to the Tata Neu Plus SBI Card at a lower interest rate and repay in easy EMIs
- 8X reward points on every Rs. 150 spent
- Fuel Surcharge Applicable
- Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
- League Priority Attend
Editor's Review
Pros
- Welcome benefits worth the joining fee
- Up to 7% value-back as NeuCoins
- Enjoy benefits across multiple brands covering different spending categories
- 1% saving on UPI transactions with the Rupay variant
Cons
- No Golf Benefits
- No International Airport Lounge Access
- For some users brand benefits could be restricted
- No milestone or renewal benefits
Pros
- 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
- Earn up to 8X Reward Points on every Rs.150 spent across all categories
- Railway Surcharge Waiver
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
