Tata Neu Infinity SBI Credit Card vs HDFC Infinia Credit Card
Joining Fees
₹1,499
₹10,000
Editor's Rating
4
5
Key Features
- Welcome benefits include getting 1,499 NeuCoins worth Rs. 1,499 on Tata Neu app on payment of joining fee
- Redeem these coins on Tata New App/Website and partner Tata Brands
- Avail 5% Value Back as NeuCoins on non-EMI spends at the Tata Neu App / Website and partner Tata brands
- Extra 5% value-back as NeuCoins on select category spends at Tata Neu app/Website
- 1.5% value-back as NeuCoins on other spends
- 1.5% value-back as NeuCoins on UPI spends (on the RuPay Variant)
- Low forex markup fee of 1.99%
- 8 complimentary domestic lounge visits every year (Max. 2 per quarter) on spending Rs. 75,000 in the previous quarter
- Complimentary Priority Pass Membership along with 4 complimentary international airport lounge accesses per year (1 per quarter)
- Post complimentary visits, a usage fee of $27 + applicable taxes will be charged per Priority Pass lounge visit
- Priority Pass and complimentary membership is valid for 2 years only
- 1% fuel surcharge waiver, on every transaction between Rs. 500 and Rs. 4,000
- Annual fee waiver on spending Rs. 3 Lakh in a year
- Withdraw cash from over 1 million Visa, Mastercard or American Express ATMs across the globe
- Convert eligible purchases into easy monthly EMIs. This is applicable on transactions of Rs. 2,500 or more
- Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
- Transfer outstanding balances of other banks’ credit cards to the Tata Neu Infinity SBI Card at a lower interest rate and repay in easy EMIs
- You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
- As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
- If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
- Avail Renewal benefit of 10,000 Reward Points
- Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
- Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
- Enjoy lowest markup fee of 2% on all foreign currency transactions
- Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
- Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
- Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
- Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
- Earn 2X Rewards Points on dining spends
- Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs
Rewards Rate:
- Default Reward Rate is 3.3%
- Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
- Get Accelerated Reward Rate: 33% (10X with limited partners)
Editor's Review
Pros
* Complimentary domestic and international lounge access
* 1.5% value-back as NeuCoins on other spends, and 1.5% value-back as NeuCoins on UPI spends (on the RuPay Variant)
* Welcome benefits
Cons
* No Golf Benefits
* No movie benefits
* Reward redemption is limited to Tata Neu and its partner brands
Pros
- This credit card is suitable for those who’re frequent travelers
- Get Accidental Air Death cover worth Rs. 3 Crore
- If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs
Cons
- This credit card is suitable for those who have high earnings
- This credit card doesn’t have any monthly & annual benefits
- This credit card is by “Invite only”
