In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
Reward points gained on Grocery transactions will be capped to 2,000 per month
Zero lost card liability
Foreign Currency Markup: 2% on all your foreign currency spends
Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)
Avail Visa International Global Card Assistance Services
Withdrawal as much cash as required
Avail creditlimit of your choice up to maximum of 80% of theFD principal value
No extra charge on purchase transactions for up to 50 days
Anyapplication for the Credit Card getsguaranteed approval
The Credit Card is equipped with Platinum Chip contactless technology
1% fuel surcharge wavier valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Discover uniquedelectable cuisines with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 6 points on Domestic spends for every Rs. 200
Earn 12points on International spends for every Rs. 200
100points onthe first online transaction
Editor's Review
Pros
Accidental air death cover worth Rs. 1 Crore
Emergency overseas hospitalization: Up to Rs. 15 lakhs
Lost Card Liability Cover : Up to Rs. 9 lakhs
Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)
Cons
No golf benefits
Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app
Pros
Convertpurchasesto EMI
Avail Visa International Global Card Assistance Services
Geta guaranteedapproval
Cons
No Golf/coaching sessions
No Airport Lounge Visits
More comparisions with Tata Neu Infinity HDFC Bank Credit Card