Tata Croma Titanium Card vs RBL Bank Mocash Credit Card
Joining Fees
₹499
₹500
Editor's Rating
3.8
3.7
Key Features
- 500 Empower points on spends of Rs. 2,000 in the first 60 days
- 1.5% Value back on spends @ Croma & cromaretail.com
- Up to 5% Value back on spends on Tata Outlets
- 3X Points on Departmental and Grocery stores
* 1 Reward point / Rs. 100 spent except fuel
* 2 Reward points / Rs. 100 on online spends
* Get 10% discount on movie bookings at Bookmyshow, 15 times in a year
* Avail Rs. 1000 shopping voucher on every Rs. 1 lakh spent online, a maximum of 5 times in a year
* Fuel Surcharge Waiver: Get waiver of fuel surcharge up to Rs. 100 a month for fuel transactions between Rs. 500 and Rs. 4000
* MoCash gives the complete flexibility to avail a line of credit within minutes. Anytime transfer funds from the MoCash app to the registered bank account and payback in easy EMIs
* MoCash also provides the convenience of using a physical credit card for retail and online purchases
* Instant Decisioning: Get to know the credit limit on RBL Bank MoCash app within 3 minutes
* No usage No interest: Only pay interest on the amount borrowed
* 24/7 instant funds transfer: Transfer funds to the registered bank account whenever desired
* Pay back the loan borrowed in EMIs as per desired tenure
* Convert the Card spends into EMIs from the MoCash app
Editor's Review
Pros
- Welcome Benefits
- Up to 5% Value back on spends on Tata Outlets
- 3X Points on Departmental and Grocery stores
Cons
- High-interest rate
- No Airport Lounge access
- No Golf games
Pros
* Movie Benefits
* Online Shopping Benefits
* Pay back the loan borrowed in EMIs as per desired tenure and convert the Card spends into EMIs from the MoCash app
Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access
