Tata Croma Titanium Card vs Lifestyle HC SBI Card PRIME
Joining Fees
₹499
₹2,999
Editor's Rating
3.8
3.5
Key Features
- 500 Empower points on spends of Rs. 2,000 in the first 60 days
- 1.5% Value back on spends @ Croma & cromaretail.com
- Up to 5% Value back on spends on Tata Outlets
- 3X Points on Departmental and Grocery stores
- Earn 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
- Earn 10 Reward Points on every 100 Rs. spent at Dining & Movies.
- Get 2 Reward point per 100 Rs. spent on other retail purchases (Non-fuel).
- Cumulative milestone benefits up to 58,000 RP worth Rs 14,500.
- On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
Editor's Review
Pros
- Welcome Benefits
- Up to 5% Value back on spends on Tata Outlets
- 3X Points on Departmental and Grocery stores
Cons
- High-interest rate
- No Airport Lounge access
- No Golf games
Pros
- On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.
- 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
- Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year
Cons
- No golf/coaching sessions
