Tata Croma Titanium Card vs Axis Bank My Wings Credit Card

• 500 Empower points on spends of Rs. 2,000 in the first 60 days
• 1.5% Value back on spends @ Croma & cromaretail.com
• Up to 5% Value back on spends on Tata Outlets
• 3X Points on Departmental and Grocery stores 

• Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets     
• Dining Delights- Minimum 15% off on partner restaurants in India 
• On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
• This Credit card is an EMV certified chip credit card, hence you can spend securely 
• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder 
• Avail hotel and holiday vouchers as described below:

• Worth Rs. 10,000

1. Rs. 500 cashback on booking any Domestic return air ticket 
2. Rs. 1,500 cashback on booking any International return air tickets

• Hotels:

1. Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
2. Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above  

• Holidays:

1. Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
2. Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above

• Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
• Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
• Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points 
• Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways

Pros

• Welcome Benefits 
• Up to 5% Value back on spends on Tata Outlets
• 3X Points on Departmental and Grocery stores

Cons

• High-interest rate
• No Airport Lounge access 
• No Golf games

Pros

• Complimentary Airport Lounge access within India 
• Avail up to 20% cashback on bare fare domestic flight bookings
• Avail Rs. 25 off when booking tickets with this Credit Card on 

Cons

• No Golf Privileges