Compare Standard Chartered Smart Credit Card vs Tata Croma Platinum Card

Avail an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due
Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month
Special Interest rate for EMI plans with Nil processing fee: Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
Avail 1% cashback on other spends, up to a maximum of Rs 500 per month
Get supplementary credit card with the same benefits
Contactless Credit Card
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees

Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
Spends linked gift vouchers worth up to Rs. 6,000
3X Reward Points on Departmental Stores, Dining, Grocery and International spends
Spend at selective outlets, get up to 5% Value back

Pros

Avail 2% cashback on online spends, up to a maximum of Rs 1000 per month, and avail 1% cashback on other spends, up to a maximum of Rs 500 per month
Convert the transactions into EMIs at special interest rate of 0.99% per month at 0 processing fees
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months

Cons