Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
1 Domestic Lounge Visit per calendar quarter (4 per year)
1 reward point on every Rs. 150 spent on Government and Insurance categories
1% Fuel Surcharge waiver on all fuel spends
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
Enjoy a 10% discount on Flight Bookings up to Rs. 1,000
Wave goodbye to PG Charges on train bookings
Get 10% Off on Bus Bookings up to Rs. 300
Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000
Discounts on Flight, Hotel and Bus Bookings can be availed once per month
PG charges are waived twice per month
Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
Avail 10 Reward Points for every Rs. 200 spent on online purchases
Avail 5 Reward Points for every Rs. 200 spent offline
1 Complimentary International Lounge Access every year
Priority Pass can be issued upon request
Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
Zero mark-up fee on international purchase
1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
Credit Shield: Up to Rs. 1.5 Lakhs
Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI
Editor's Review
Pros
1% Fuel Surcharge Waiver
4 reward points per Rs. 150 on all Retail spends
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
No golf benefits
No international airport lounge access / dining/ movie benefits
Pros
Direct discounts on Ixigo travel bookings, and accelerated rewards
Domestic airport and railway lounge access
Discount on bus ticket bookings
Cons
Only 1 International Airport Lounge access
No Golf benefits
Priority Pass is issued only upon request
More comparisions with Standard Chartered Rewards Credit Card