Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
1 Domestic Lounge Visit per calendar quarter (4 per year)
1 reward point on every Rs. 150 spent on Government and Insurance categories
1% Fuel Surcharge waiver on all fuel spends
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
4 complimentary Railway Lounge visits every calendar quarter
Low foreign exchange mark-up fee of 1.5%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
1% Fuel Surcharge Waiver
4 reward points per Rs. 150 on all Retail spends
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
No golf benefits
No international airport lounge access / dining/ movie benefits
Pros
Lifetime free credit card
Complimentary Airport and Railway lounge access
Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.
Cons
No milestone benefits
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
More comparisions with Standard Chartered Rewards Credit Card