Second Year onwards the annual fees will be reversed on spends of Rs. 1,50,000 or more in the previous year. Alternatively, cardholder will be entitled to receive 4000 reward points on the payment of Annual Fees
Get 4 reward points per Rs. 150 on all Retail spends (except Government, Insurance and Fuel categories)
Avail additional 4 reward points per Rs. 150 on monthly Retail spends above Rs. 20,000 (max. 2000 bonus reward points per statement cycle)
1 Domestic Lounge Visit per calendar quarter (4 per year)
1 reward point on every Rs. 150 spent on Government and Insurance categories
1% Fuel Surcharge waiver on all fuel spends
Get a wide range of instant payment solutions like Samsung Secure Play and BharatQR Bharat Bill Payment Solution (BBPS)
Enjoy the facility of Kuch Bhi on EMI option where you can convert big spends above Rs. 2,000 to easy EMI through online banking or SC Mobile. Avail attractive pricing and flexible tenure options
Easily redeem reward points against the bank’s new online catalogue with Standard Chartered 360* Rewards
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Transfer card balance from other bank credit cards up to Rs. 5,00,000 at attractive interest rate
Convert entire outstanding, up to Rs. 5,00,000, in EMIs with zero processing fees
Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
On Weekdays get 2 reward points for every Rs. 150
Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
Zero liability on lost card
Get up to 3 lifetime free add-on cards
With the EMV Chip technology in the card, stay protected against fraud
Editor's Review
Pros
1% Fuel Surcharge Waiver
4 reward points per Rs. 150 on all Retail spends
Avail loan up to Rs. 5,00,000 on the credit card with flexible tenure from 12 to 60 months
Cons
No golf benefits
No international airport lounge access / dining/ movie benefits
Pros
Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
On Weekdays get 2 reward points for every Rs. 150
Cons
No golf benefits
No cashback or dining benefits
No airport lounge access
More comparisions with Standard Chartered Rewards Credit Card