Standard Chartered Platinum Rewards Credit Card vs HDFC Infinia Credit Card
Joining Fees
₹250
₹10,000
Editor's Rating
4
5
Key Features
- Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- Earn 1 reward point for every Rs. 150 spent on all other categories
- Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
- Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
- This is a Contactless credit card
- Enjoy the enhanced security for online transactions through 3D secure OTP verification
- Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
- Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
- Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
- You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
- As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
- If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
- Avail Renewal benefit of 10,000 Reward Points
- Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
- Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
- Enjoy lowest markup fee of 2% on all foreign currency transactions
- Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
- Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
- Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
- Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
- Earn 2X Rewards Points on dining spends
- Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs
Rewards Rate:
- Default Reward Rate is 3.3%
- Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
- Get Accelerated Reward Rate: 33% (10X with limited partners)
Editor's Review
Pros
* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees
Cons
* No complimentary airport lounge access
* No fuel surcharge wavier
* No golf/coaching sessions
Pros
- This credit card is suitable for those who’re frequent travelers
- Get Accidental Air Death cover worth Rs. 3 Crore
- If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs
Cons
- This credit card is suitable for those who have high earnings
- This credit card doesn’t have any monthly & annual benefits
- This credit card is by “Invite only”
