Standard Chartered Platinum Credit Card vs BOB Financial Select
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Fees
Standard Chartered
Bank of Baroda
Joining Fees
₹250
₹750
Renewal Fees
₹250
₹750
Network
Visa
Mastercard
Editor's Review
3.6
4.3
Free Lounge Access
No
No
Features
Standard Chartered Platinum Credit Card
- Enjoy the benefit of 5x reward points on dining and fuel spends
- Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
- For every Rs. 150 spent on all other categories, avail 1 reward point
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
- Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Editor's Review
Standard Chartered Platinum Credit Card
Pros
- Get more out of your spends with the Standard Chartered Platinum Rewards credit card
- Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
- Transfer card balance up to Rs. 5 Lakh at attractive interest rate
Cons
- High-interest rates
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
