Standard Chartered Platinum Credit Card vs American Express Membership Rewards Credit Card

Joining Fees

₹250

₹1,000

Editor's Rating

3.6

4.1

Key Features

  • Enjoy the benefit of 5x reward points on dining and fuel spends
  • Avail 5 Reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
  • For every Rs. 150 spent on all other categories, avail 1 reward point
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Convert big credit card transactions (starting from Rs. 5,000) into easy instalments at attractive rates at zero preclosure charges
  • Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection
  • Exciting Discounts of up to 20% every time you dine at select restaurants

Editor's Review

Pros

  • Get more out of your spends with the Standard Chartered Platinum Rewards credit card
  • Enjoy host of offers and discounts across shopping, travel, dining and more with exclusive offers on your credit card
  • Transfer card balance up to Rs. 5 Lakh at attractive interest rate

Cons

  • High-interest rates

Pros

  • Use your American Express Credit Card for your next big purchase & pay in EMI
  • Fuel Convenience Fee Waiver
  • One of the highest point to INR conversion rates in the market

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
  • High Renewal Fee


More comparisions with Standard Chartered Platinum Credit Card

More comparisions with American Express Membership Rewards Credit Card

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