Standard Chartered Manhattan Platinum Credit Card vs HDFC Bank Titanium Edge Credit Card

• Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
• Get 5% cashback and 3x reward points when you spend
• Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
• Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program

• Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
• Earn 50% more reward points as exclusive dining privileges
• Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
• Zero liability on lost card
• With the EMV Chip technology in the card, stay protected against fraud
• Avail of 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros

• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
• Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
• Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

• No Fuel Surcharge Wavier

Pros

• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Earn 50% more reward points as exclusive dining privileges

Cons

• No golf benefits
• No insurance benefits
• No airport lounge access