Standard Chartered Emirates World Credit Card vs IRCTC SBI Card Premier
Joining Fees
₹3,000
₹1,499
Editor's Rating
3.1
3.5
Key Features
- On Emirates transactions of Rs. 150 earn Six Skyward miles, and Three Skyward Miles on every Rs 150 spent on all other transactions.
- Get complimentary lounge access to 25+ domestic lounges through the Mastercard Lounge program and Two complementary accesses to Domestic and International Priority Pass lounges per month. Spend more than Rs 10,000 in a month and enjoy Two free accesses to Priority Pass lounges in the next month.
- Complimentary overseas air accident coverage of Rs. 1 Crore including insurance on the loss of baggage and flight delay
- Get access to three complimentary golf games a year, one free lesson a month and 50% discount on all games.
- Redeem Skywards miles on Emirates, Jet Airways, Qantas, Jetstar, easyJet, JetBlue, Alaska Airlines and more.
- Avail Movie Voucher worth 500 from BookMyShow on spends of Rs. 2000 within the first 60 days
- Get 10% back on AC1, AC2, AC3, AC CC as reward points for ticket purchases on www.irctc.co.in
- Get 5% back Air ticket purchases on www.air.irctc.co.in
- Get 5% back E-catering purchases on www.ecatering.irctc.co.in
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
Editor's Review
Pros
- Earn miles on every transaction
- Airport Lounge access
- Cashback on Duty-Free purchases
Cons
- Interest rate is high
- Annual fee/renewal fee is high
Pros
- Complimentary Rail Accident Insurance of Rs. 10 Lakhs
- Avail accommodation at over 5,000 hotels, covering 350 cities in India
- 8 Complimentary Railway Lounge access in India
Cons
- No Complimentary Airport Lounge access
- No Golf/coaching sessions
