Standard Chartered DigiSmart Credit Card vs Axis Bank Ace Credit Card
Joining Fees
₹49
₹499
Editor's Rating
3
4.4
Key Features
- Get 20% off at Myntra, 20% discount at Yatra on domestic flights, & 10% discount on your Zomato food orders
- Buy One Get One (BOGO) movie ticket free at INOX
- Get 15% cashback on Ola cabs
- Convert big spends above Rs. 5000 to easy EMI at attractive pricing and flexible tenure options
- Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
- Get 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
- Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 15% off at 4000+ partnered restaurants in India
- Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
- Get a loan on your credit card up to Rs. 5,00,000. Flexible tenure from 12 to 60 months
- 10% discount on international flights with a maximum discount of Rs. 10,000. 25% discount on domestic hotels with a maximum discount of Rs. 4,000
- Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
Cons
- No Complimentary Airport Lounge access
- No Fuel Surcharge Wavier
- No Golf/coaching sessions
Pros
- Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
- Get 1.5% cashback on all other spends
- 4 complimentary domestic airport lounge access per calendar year
Cons
- No rewards benefits
- No golf and movie benefits
- No international lounge access
