SpiceJet Axis Bank Voyage Credit Card vs IDFC Bank FIRST SWYP Credit Card

* Obtain complimentary Spice Club Silver Membership
* Gain up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on the card spends) for every spend of Rs. 200 on the SpiceJet mobile application and website 
* Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 
* Gain 3 SpiceClub Points for every spend of Rs. 200 on all other domestic retail and international transactions 
* Earn 2000 SpiceClub Points on achieving annual spends of Rs. 1 lakh in a card membership year
* Avail 3000 SpiceClub Points on achieving annual spends of Rs. 2 lakh in a card membership year
* Get 1000 SpiceClub Points on every renewal of the card
* Get 4 complimentary domestic airport lounge access every year, subjected to minimum spends of Rs. 50,000 in the previous quarter
* 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
* Get up to 15% off, up to Rs. 500, once per month at over 4,000 restaurants in India 
* Now you can easily convert any transactions of Rs. 2,500 and above into EMIs 

• Limited Period Offer: Get up to Rs. 200 cashback on first 4 UPI transactions (maximum up to Rs. 50 per transaction) done within 15 days of FIRST Digital RuPay Credit Card creation date
• 4 complimentary railway lounge access per quarter
• 25% discount on movie tickets up to Rs. 100 on Paytm mobile app once a month
• Get 100 Reward Points for every Rs. 5,000 UPI spends per statement month
• Complimentary Roadside Assistance worth Rs. 1,399
• Monthly Milestone Rewards: SWYP for exciting Reward Points on monthly eligible spends:

A. Get 500 Reward Points on monthly spends of more than Rs. 10,000

B. Get 1000 Reward Points on monthly spends of more than Rs. 15,000

C. Get 400 Reward Points on rental spends of Rs. 20,000 and above p.m.

• Guaranteed year-long discounts on featured partners such as the following:

A. Dominos Pizza: 20% off up to Rs. 80 on orders above Rs. 299 twice in a month

B. EaseMyTrip: 10% instant discount up to Rs. 500 on flight or hotel bookings above Rs. 5,000 once a quarter

C. SUGAR Cosmetics: 20% instant discount up to Rs. 270 on orders above Rs. 1,250 once online once offline a month

D. TATA CLiQ: 10% instant discount up to Rs. 100 on purchases above Rs. 999 once a month

E. Zomato: Get 10% off up to Rs. 100 on orders above Rs. 299 twice in a month

• 1% fuel surcharge waiver up to Rs. 200 p.m. on fuel transactions between Rs. 200 and Rs. 5000 p.m.
• Access to additional 300+ merchant offers on all your fav categories, all year round
• Pay your statement in full or EMIfy your eligible balance
• You can convert your eligible balance into easy & convenient EMIs
• Make sure to pay any outstanding balance post EMI conversion by your payment due date
• Convert balances or transactions into easy EMIs with flat monthly conversion fees & no other processing charges
• Year- long instant discounts starting from 10% off on our Feature Partners
• FIRST SWYP Referral Benefits: Get subscription fee waived off & many more benefits by referring FIRST SWYP

Pros

* Get a SpiceJet voucher worth Rs. 1,500 as welcome benefit
* Gain up to 18 SpiceClub Points for every spend of Rs. 200 on the SpiceJet mobile application and website 
* Gain up to 6 SpiceClub Points for every spend of Rs. 200 on online food orders, online bill payments, and online entertainment 

Cons

* No golf benefits are provided
* No international airport lounge access

Pros

• Numerous welcome benefits
• Guaranteed year-long discounts on featured partners such as Dominos Pizza, EaseMyTrip, SUGAR Cosmetics, TATA CLiQ, and Zomato
• Affordable joining/annual fee

Cons

• While this card provides complimentary access to railway lounges, airport lounge access requires fulfilling referral criteria
• Make sure to pay any outstanding balance post EMI conversion by your payment due date
• No golf benefits