Spar SBI Credit Card vs Kotak League Platinum Credit Card

• Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
• On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
• On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
• Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
• 1% fuel surcharge waiver 

• 8X reward points on every Rs. 150 spent
• Fuel Surcharge Applicable 
• Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
• League Priority Attend

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees 
• Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
• Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores                       

Cons 

• No Golf/coaching sessions
• Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes 

Pros

• 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
• Earn up to 8X Reward Points on every Rs.150 spent across all categories
• Railway Surcharge Waiver

Cons

• No complimentary Golf lessons/green
• No complimentary Airport Lounge access