Spar SBI Credit Card vs ICICI Bank HPCL Coral Credit Card
Joining Fees
₹499
₹199
Editor's Rating
2.5
3
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Cash-back and savings on fuel surcharge
- Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
- Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
- 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
- 1% surcharge on fuel transactions waived off
Cons
- The ICICI Bank HPCL Coral Credit Card does not provide statement credit
- No Golf Privileges
- No Complimentary Airport Lounge access
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