Spar SBI Credit Card vs HDFC Diners Club Rewardz Credit Card

Spar SBI Credit Card

HDFC Diners Club Rewardz Credit Card

Joining Fees

₹499

₹1,000

Editor's Rating

2.5

4.8

Key Features

Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
1% fuel surcharge waiver

Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
10 X Reward Point on International spends for shopping at partnered brands
Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros

Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores

Cons

No Golf/coaching sessions
Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes

Pros

3 Reward Points for every Rs. 150 spent; 3X Reward Points for spends at partner brands
Get double the Reward Points for spends on groceries, dining and airline tickets
24x7 concierge service

Cons