Spar SBI Credit Card vs Axis Bank Executive Corporate Credit Card
Joining Fees
₹499
₹3,500
Editor's Rating
2.5
4.5
Key Features
- Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
- On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
- On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
- 1% fuel surcharge waiver
- Avail 3 complimentary VIP Assistance Services in a calendar year
- Book up to 4 complimentary golf rounds and 1 lesson in a year
- 24/7 Concierge Services
- Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year
- Avail 4 complimentary lounge access within India per quarter
- Avail Insurance Coverage as per following:
A. Emergency Hospitalization - $5,000
B. Lost Card Liability - Rs. 2 Lakh
C. Medical Evacuation - $ 3,000
D. Hijack Distress Allowance - $ 1,000
E. Critical Illness - Rs. 10 Lakh
F. Baggage Delay - Rs. 30,000
G. Missed connecting International - Rs. 30,000
H. Delay in Check in Baggage - Rs. 30,000
I. Loss of Check in Baggage - Rs. 30,000
J. Loss of Documents (Passport, Visa) - Rs. 10,000
K. Corporate Liability Policy - Rs. 2,00,000
- On every spends of Rs. 200 earn 4 Plus points on domestic spends and 8 Plus points on international spends
- Lowest foreign currency mark up of 2%
- One can do 30% cash withdrawal
- Fuel Transaction Surcharge: Get 1% refund for fuel transaction between Rs. 400 to Rs. 4000
Editor's Review
Pros
- Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
- Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
- Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
- No Golf/coaching sessions
- Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
Pros
- Avail 3 complimentary VIP Assistance Services in a calendar year
- Book up to 4 complimentary golf rounds and 1 lesson in a year
- Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year and 4 complimentary lounge access within India per quarter
Cons
- No movie benefits
- No cashback benefits
- No dining benefits
