Spar SBI Card SELECT vs Shoppers Stop HDFC Bank Credit Card

Joining Fees

₹1,499

₹299

Editor's Rating

2.5

3.7

Key Features

  • On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
  • On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
  • On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
  • 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • Convert big spends into EMI after purchase
  • The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
  • Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
  • Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

  • No golf benefits are provided
  • No airport lounge access
  • No movie and dining benefits


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