Spar SBI Card SELECT vs HDFC Diners ClubMiles Credit Card
Joining Fees
₹1,499
₹1,000
Editor's Rating
2.5
4
Key Features
- On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
- Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
- Benefits of a concierge for all your travel needs
- 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
- Insurance Benefits
Editor's Review
Pros
- Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Pros
- 6 complimentary access to 700+ lounges worldwide annually
- Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
- Get air accident cover of Rs. 1 crore
Cons
- No complimentary offers for movie tickets
- No Cashback on online spends
- No Golf Privileges
